A Comprehensive Literature Review on Financial Inclusion
The present book entitled "Global Financial Inclusion Environment: the Nexus to India" is a modest attempt and highlights the financial inclusion enabling environment across 55 countries, global ...
Unveiling the factors influencing financial inclusion in India: a
The next section presents a comprehensive review of literature. Thereafter, the methodology follows for constructing the composite financial inclusion index and the econometric investigation. Finally, the paper presents the concluding remarks. ... Indicators used for measuring financial inclusion in India have primarily focused on scheduled ...
A SURVEY OF LITERATURE ON FINANCIAL INCLUSION IN INDIA
The extensive review reveals a gap in the existing literature, i.e., primary studies in terms of financial inclusion in India are limited compared to secondary data-based studies.
PDF Financial Inlcusion: a Literature Review
FINANCIAL INLCUSION: A LITERATURE REVIEW Priyanka gaur Research Scholar Maharshi Dayanand University, Rohtak Abstract: This paper provides a comprehensive review of the evidence on financial inclusion from all aspect of the concept. It identifies the emerging themes in financial inclusion literature and describes the viewpoint of
PDF A Comprehensive Review of Financial Inclusion in India and the Role of
Financial inclusion has shown a significant improvement in rural India. Table 1 displays the state wise Financial Inclusion Index for last 11-year (since 2001 to 2011). Table1: State wise Financial Inclusion Index of India [5] The table unequivocally demonstrates the discrepancy in financial inclusion between the states. The northeastern
Trends and reforms of financial inclusion in India
This article undertakes a thematic literature review of factors responsible for financial exclusion, recent trends regarding inclusion, and policy initiatives by government and regulatory bodies. The literature suggests that low earnings, gender gap, ignorance towards marginalised groups, low degree of financial literacy, remote locations and ...
Financial inclusion and fintech research in India: A Review
The review of existing literature shows that the major determinants of financial inclusion in India are income, age, gender, education, employment, ICT, bank branch network and nearness to a bank. The common theories used to analyse financial inclusion in India are the finance-growth theory, the diffusion of innovations theory, development ...
The Impact of Fintech and Digital Financial Services on Financial
The Impact of Fintech and Digital Financial Services on ...
Financial Inclusion and Economic Growth: Evidence-Based Research
In the Indian context, financial inclusion has been defined as 'the process of ensuring access to financial services, timely and adequate credit for vulnerable groups such as weaker sections and low-income groups at an affordable cost' (Government of India, 2008).The National Mission for Financial Inclusion, namely the Pradhan Mantri Jan Dhan Yojana (PMJDY; Department of Financial Services ...
Understanding Financial Inclusion in India: A Theoretical Framework
The purpose of this paper is to analyse the current financial inclusion situation in India, identify the gaps and suggest some way forward to bridge these gaps. In this study, situation-actor-process (SAP) learning-action-performance (LAP) model is applied to present the comprehensive view on financial inclusion in India. Further, the interrelation between the various elements of SAP-LAP is ...
Financial inclusion in India: A review
The core objective of this study is to review literature on financial inclusion in the Indian perspective, discussed by different researchers all over the world and also to highlight the awareness ...
[PDF] FINANCIAL INCLUSION IN INDIA
Financial inclusion is the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost. Financial Literacy and financial inclusion have been important policy goals of India for quite some time. Despite policy measures and technological innovations adopted by RBI and banking ...
Role of financial literacy in achieving financial inclusion: A review
Role of financial literacy in achieving financial inclusion
Financial Inclusion in India: An Assessment
3.3 Dimensions of Financial Inclusion. According to the various definition of financial inclusion by various institutional bodies and academics, this study found that "it is a process which ensures the ease of access, usage and availability of formal financial system for all members of an economy" (Sarma & Pais, 2008).
Does Financial Inclusion Spur Economic Growth in India?
the measurement of financial inclusion index [Arora, (2010); Gupte et al (2012); Chakravarty and Pal (2013); Sarma (2015)]. These studies use different types of proxy variables (like a number of saving bank account and number of bank branches per 1,000 adults) for measuring financial inclusion in India. However, financial inclusion not only
PDF Financial Inclusion in India and PMJDY: A Critical Review
PMJDY for Financial Inclusion: Till 1stNovember 2017, 305.6 million beneficiaries banked so far under the scheme with 672.6472₹ billion balance in the accounts. 126 thousand Bank Mitras delivering branchless banking ser- vices in Sub-Service Areas and 229.7million Rupay Debit Cards issued to beneficiaries.
PDF Financial Literacy across Diferent States of India: An Empirical Analysis
tates of India: An Empirical Analysis Priyadarshi Dash* & Rahul Ranjan**Abstract: The paper examines the extent of financial lit. racy levels across states, sectors, educational levels, and income groups. The paper also evaluates the relationship between financial literacy and saving/investment beha. iour, and analyses the determining factors ...
Financial Inclusion: A Literature Review of International Research
In India, financial inclusion first featured in 2005, when it was introduced by Dr. K.C. Chakrabarty, the Chairman of Indian Bank. ... , ISSN 2250-057X, Impact Factor: 6.384, Volume 07 Issue 11, November 2017, Page 171-175 Financial Inclusion: A Literature Review of International Research Dr. Jasmine Gupta (Vice President, Kotak Mahindra Bank ...
[PDF] Financial Inclusion in India
Financial Inclusion in India - A Road Map towards Growth of Initiatives and Achievements. Iosr Journals V. Kesavan. Economics, Business. 2015. Finance has become an essential part of an economy for development of the society as well as economy of nation. For, this purpose a strong financial system is required in not only in under-developed….
Determinants of Financial Inclusion in India: A Literature Review
Providing timely and affordable financial services to entire segments of the society are termed as financial inclusion. In the present paper, various key determinants of financial inclusion such as financial literacy, institutional factors, psychological factors, technological factors, government schemes like Pradhan Mantri Jan Dhan Yojna, self ...
PDF A Survey on Financial Inclusion: Theoretical and Empirical Literature
A Survey on Financial Inclusion: Theoretical and Empirical ...
(PDF) Financial Inclusion in India
(PDF) Financial Inclusion in India - a Review of Initiatives ...
The impact of financial inclusion initiatives: Evidence from meta
1 INTRODUCTION 1. The economic environment in most developing economies is characterized by limited access to formal financial systems. For example, according to the 2021 Findex report, nearly one-fourth of adults did not own a bank account, which is considered as a first step towards financial inclusion (Demirgüç-Kunt et al., 2021).In Sub-Saharan Africa, 45% of adults do not have a ...
Adopting Digital Financial Technology in Madhya Pradesh, Central India
This study aims to investigate the contribution of digital financial technology in fostering financial inclusion and comprehensively explore digital financial inclusion for Madhya Pradesh, Central India, using data from a field survey. In doing so, we identify the determinants of digital financial inclusion and the challenges faced by individuals during the use of numbers (a person may use one ...
Poverty and Inequality Platform
Poverty and Inequality Platform - World Bank
The direct cost of chronic kidney disease (CKD) reported in Asian
The direct and indirect costs of chronic kidney disease (CKD) are substantial and increase over time. Concerns regarding our capacity to manage the financial burden that CKD) places on patients, caregivers, and society are raised by its increasing prevalence and progression. Lack of awareness of CKD's economic effects is a major reason that lawmakers and administrators pay little attention ...
(Pdf) Financial Inclusion: the Role of Fintech and Digital Financial
Review of Literature. ... Agarwal, Parul (2014), "Financial Inclusion in India: a Review and Initiatives and Achievements", IOSR Journal of Business and Management, Volume 16, Issue 6, June. ...
Medical Safety Expert
Major accountabilities: • Perform medical review of ICSRs including (SUSARs, cases from special countries), assessment of Literature cases and authoring of enhanced MAC.• Support safety lead for authoring medical assessment letters based on the bi-annual/six monthly line listing.• Perform literature review of assigned articles (CQC, pre-screening and SICO) and assist safety lead in ...
COMMENTS
The present book entitled "Global Financial Inclusion Environment: the Nexus to India" is a modest attempt and highlights the financial inclusion enabling environment across 55 countries, global ...
The next section presents a comprehensive review of literature. Thereafter, the methodology follows for constructing the composite financial inclusion index and the econometric investigation. Finally, the paper presents the concluding remarks. ... Indicators used for measuring financial inclusion in India have primarily focused on scheduled ...
The extensive review reveals a gap in the existing literature, i.e., primary studies in terms of financial inclusion in India are limited compared to secondary data-based studies.
FINANCIAL INLCUSION: A LITERATURE REVIEW Priyanka gaur Research Scholar Maharshi Dayanand University, Rohtak Abstract: This paper provides a comprehensive review of the evidence on financial inclusion from all aspect of the concept. It identifies the emerging themes in financial inclusion literature and describes the viewpoint of
Financial inclusion has shown a significant improvement in rural India. Table 1 displays the state wise Financial Inclusion Index for last 11-year (since 2001 to 2011). Table1: State wise Financial Inclusion Index of India [5] The table unequivocally demonstrates the discrepancy in financial inclusion between the states. The northeastern
This article undertakes a thematic literature review of factors responsible for financial exclusion, recent trends regarding inclusion, and policy initiatives by government and regulatory bodies. The literature suggests that low earnings, gender gap, ignorance towards marginalised groups, low degree of financial literacy, remote locations and ...
The review of existing literature shows that the major determinants of financial inclusion in India are income, age, gender, education, employment, ICT, bank branch network and nearness to a bank. The common theories used to analyse financial inclusion in India are the finance-growth theory, the diffusion of innovations theory, development ...
The Impact of Fintech and Digital Financial Services on ...
In the Indian context, financial inclusion has been defined as 'the process of ensuring access to financial services, timely and adequate credit for vulnerable groups such as weaker sections and low-income groups at an affordable cost' (Government of India, 2008).The National Mission for Financial Inclusion, namely the Pradhan Mantri Jan Dhan Yojana (PMJDY; Department of Financial Services ...
The purpose of this paper is to analyse the current financial inclusion situation in India, identify the gaps and suggest some way forward to bridge these gaps. In this study, situation-actor-process (SAP) learning-action-performance (LAP) model is applied to present the comprehensive view on financial inclusion in India. Further, the interrelation between the various elements of SAP-LAP is ...
The core objective of this study is to review literature on financial inclusion in the Indian perspective, discussed by different researchers all over the world and also to highlight the awareness ...
Financial inclusion is the process of ensuring access to financial services and timely and adequate credit where needed by vulnerable groups such as weaker sections and low income groups at an affordable cost. Financial Literacy and financial inclusion have been important policy goals of India for quite some time. Despite policy measures and technological innovations adopted by RBI and banking ...
Role of financial literacy in achieving financial inclusion
3.3 Dimensions of Financial Inclusion. According to the various definition of financial inclusion by various institutional bodies and academics, this study found that "it is a process which ensures the ease of access, usage and availability of formal financial system for all members of an economy" (Sarma & Pais, 2008).
the measurement of financial inclusion index [Arora, (2010); Gupte et al (2012); Chakravarty and Pal (2013); Sarma (2015)]. These studies use different types of proxy variables (like a number of saving bank account and number of bank branches per 1,000 adults) for measuring financial inclusion in India. However, financial inclusion not only
PMJDY for Financial Inclusion: Till 1stNovember 2017, 305.6 million beneficiaries banked so far under the scheme with 672.6472₹ billion balance in the accounts. 126 thousand Bank Mitras delivering branchless banking ser- vices in Sub-Service Areas and 229.7million Rupay Debit Cards issued to beneficiaries.
tates of India: An Empirical Analysis Priyadarshi Dash* & Rahul Ranjan**Abstract: The paper examines the extent of financial lit. racy levels across states, sectors, educational levels, and income groups. The paper also evaluates the relationship between financial literacy and saving/investment beha. iour, and analyses the determining factors ...
In India, financial inclusion first featured in 2005, when it was introduced by Dr. K.C. Chakrabarty, the Chairman of Indian Bank. ... , ISSN 2250-057X, Impact Factor: 6.384, Volume 07 Issue 11, November 2017, Page 171-175 Financial Inclusion: A Literature Review of International Research Dr. Jasmine Gupta (Vice President, Kotak Mahindra Bank ...
Financial Inclusion in India - A Road Map towards Growth of Initiatives and Achievements. Iosr Journals V. Kesavan. Economics, Business. 2015. Finance has become an essential part of an economy for development of the society as well as economy of nation. For, this purpose a strong financial system is required in not only in under-developed….
Providing timely and affordable financial services to entire segments of the society are termed as financial inclusion. In the present paper, various key determinants of financial inclusion such as financial literacy, institutional factors, psychological factors, technological factors, government schemes like Pradhan Mantri Jan Dhan Yojna, self ...
A Survey on Financial Inclusion: Theoretical and Empirical ...
(PDF) Financial Inclusion in India - a Review of Initiatives ...
1 INTRODUCTION 1. The economic environment in most developing economies is characterized by limited access to formal financial systems. For example, according to the 2021 Findex report, nearly one-fourth of adults did not own a bank account, which is considered as a first step towards financial inclusion (Demirgüç-Kunt et al., 2021).In Sub-Saharan Africa, 45% of adults do not have a ...
This study aims to investigate the contribution of digital financial technology in fostering financial inclusion and comprehensively explore digital financial inclusion for Madhya Pradesh, Central India, using data from a field survey. In doing so, we identify the determinants of digital financial inclusion and the challenges faced by individuals during the use of numbers (a person may use one ...
Poverty and Inequality Platform - World Bank
The direct and indirect costs of chronic kidney disease (CKD) are substantial and increase over time. Concerns regarding our capacity to manage the financial burden that CKD) places on patients, caregivers, and society are raised by its increasing prevalence and progression. Lack of awareness of CKD's economic effects is a major reason that lawmakers and administrators pay little attention ...
Review of Literature. ... Agarwal, Parul (2014), "Financial Inclusion in India: a Review and Initiatives and Achievements", IOSR Journal of Business and Management, Volume 16, Issue 6, June. ...
Major accountabilities: • Perform medical review of ICSRs including (SUSARs, cases from special countries), assessment of Literature cases and authoring of enhanced MAC.• Support safety lead for authoring medical assessment letters based on the bi-annual/six monthly line listing.• Perform literature review of assigned articles (CQC, pre-screening and SICO) and assist safety lead in ...