pro and con of homework

Homework – Top 3 Pros and Cons

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From dioramas to book reports, from algebraic word problems to research projects, whether students should be given homework, as well as the type and amount of homework, has been debated for over a century. [ 1 ]

While we are unsure who invented homework, we do know that the word “homework” dates back to ancient Rome. Pliny the Younger asked his followers to practice their speeches at home. Memorization exercises as homework continued through the Middle Ages and Enlightenment by monks and other scholars. [ 45 ]

In the 19th century, German students of the Volksschulen or “People’s Schools” were given assignments to complete outside of the school day. This concept of homework quickly spread across Europe and was brought to the United States by Horace Mann , who encountered the idea in Prussia. [ 45 ]

In the early 1900s, progressive education theorists, championed by the magazine Ladies’ Home Journal , decried homework’s negative impact on children’s physical and mental health, leading California to ban homework for students under 15 from 1901 until 1917. In the 1930s, homework was portrayed as child labor, which was newly illegal, but the prevailing argument was that kids needed time to do household chores. [ 1 ] [ 2 ] [ 45 ] [ 46 ]

Public opinion swayed again in favor of homework in the 1950s due to concerns about keeping up with the Soviet Union’s technological advances during the Cold War . And, in 1986, the US government included homework as an educational quality boosting tool. [ 3 ] [ 45 ]

A 2014 study found kindergarteners to fifth graders averaged 2.9 hours of homework per week, sixth to eighth graders 3.2 hours per teacher, and ninth to twelfth graders 3.5 hours per teacher. A 2014-2019 study found that teens spent about an hour a day on homework. [ 4 ] [ 44 ]

Beginning in 2020, the COVID-19 pandemic complicated the very idea of homework as students were schooling remotely and many were doing all school work from home. Washington Post journalist Valerie Strauss asked, “Does homework work when kids are learning all day at home?” While students were mostly back in school buildings in fall 2021, the question remains of how effective homework is as an educational tool. [ 47 ]

Is Homework Beneficial?

Pro 1 Homework improves student achievement. Studies have shown that homework improved student achievement in terms of improved grades, test results, and the likelihood to attend college. Research published in the High School Journal indicated that students who spent between 31 and 90 minutes each day on homework “scored about 40 points higher on the SAT-Mathematics subtest than their peers, who reported spending no time on homework each day, on average.” [ 6 ] Students in classes that were assigned homework outperformed 69% of students who didn’t have homework on both standardized tests and grades. A majority of studies on homework’s impact – 64% in one meta-study and 72% in another – showed that take-home assignments were effective at improving academic achievement. [ 7 ] [ 8 ] Research by the Institute for the Study of Labor (IZA) concluded that increased homework led to better GPAs and higher probability of college attendance for high school boys. In fact, boys who attended college did more than three hours of additional homework per week in high school. [ 10 ] Read More

Pro 2 Homework helps to reinforce classroom learning, while developing good study habits and life skills. Students typically retain only 50% of the information teachers provide in class, and they need to apply that information in order to truly learn it. Abby Freireich and Brian Platzer, co-founders of Teachers Who Tutor NYC, explained, “at-home assignments help students learn the material taught in class. Students require independent practice to internalize new concepts… [And] these assignments can provide valuable data for teachers about how well students understand the curriculum.” [ 11 ] [ 49 ] Elementary school students who were taught “strategies to organize and complete homework,” such as prioritizing homework activities, collecting study materials, note-taking, and following directions, showed increased grades and more positive comments on report cards. [ 17 ] Research by the City University of New York noted that “students who engage in self-regulatory processes while completing homework,” such as goal-setting, time management, and remaining focused, “are generally more motivated and are higher achievers than those who do not use these processes.” [ 18 ] Homework also helps students develop key skills that they’ll use throughout their lives: accountability, autonomy, discipline, time management, self-direction, critical thinking, and independent problem-solving. Freireich and Platzer noted that “homework helps students acquire the skills needed to plan, organize, and complete their work.” [ 12 ] [ 13 ] [ 14 ] [ 15 ] [ 49 ] Read More

Pro 3 Homework allows parents to be involved with children’s learning. Thanks to take-home assignments, parents are able to track what their children are learning at school as well as their academic strengths and weaknesses. [ 12 ] Data from a nationwide sample of elementary school students show that parental involvement in homework can improve class performance, especially among economically disadvantaged African-American and Hispanic students. [ 20 ] Research from Johns Hopkins University found that an interactive homework process known as TIPS (Teachers Involve Parents in Schoolwork) improves student achievement: “Students in the TIPS group earned significantly higher report card grades after 18 weeks (1 TIPS assignment per week) than did non-TIPS students.” [ 21 ] Homework can also help clue parents in to the existence of any learning disabilities their children may have, allowing them to get help and adjust learning strategies as needed. Duke University Professor Harris Cooper noted, “Two parents once told me they refused to believe their child had a learning disability until homework revealed it to them.” [ 12 ] Read More

Con 1 Too much homework can be harmful. A poll of California high school students found that 59% thought they had too much homework. 82% of respondents said that they were “often or always stressed by schoolwork.” High-achieving high school students said too much homework leads to sleep deprivation and other health problems such as headaches, exhaustion, weight loss, and stomach problems. [ 24 ] [ 28 ] [ 29 ] Alfie Kohn, an education and parenting expert, said, “Kids should have a chance to just be kids… it’s absurd to insist that children must be engaged in constructive activities right up until their heads hit the pillow.” [ 27 ] Emmy Kang, a mental health counselor, explained, “More than half of students say that homework is their primary source of stress, and we know what stress can do on our bodies.” [ 48 ] Excessive homework can also lead to cheating: 90% of middle school students and 67% of high school students admit to copying someone else’s homework, and 43% of college students engaged in “unauthorized collaboration” on out-of-class assignments. Even parents take shortcuts on homework: 43% of those surveyed admitted to having completed a child’s assignment for them. [ 30 ] [ 31 ] [ 32 ] Read More

Con 2 Homework exacerbates the digital divide or homework gap. Kiara Taylor, financial expert, defined the digital divide as “the gap between demographics and regions that have access to modern information and communications technology and those that don’t. Though the term now encompasses the technical and financial ability to utilize available technology—along with access (or a lack of access) to the Internet—the gap it refers to is constantly shifting with the development of technology.” For students, this is often called the homework gap. [ 50 ] [ 51 ] 30% (about 15 to 16 million) public school students either did not have an adequate internet connection or an appropriate device, or both, for distance learning. Completing homework for these students is more complicated (having to find a safe place with an internet connection, or borrowing a laptop, for example) or impossible. [ 51 ] A Hispanic Heritage Foundation study found that 96.5% of students across the country needed to use the internet for homework, and nearly half reported they were sometimes unable to complete their homework due to lack of access to the internet or a computer, which often resulted in lower grades. [ 37 ] [ 38 ] One study concluded that homework increases social inequality because it “potentially serves as a mechanism to further advantage those students who already experience some privilege in the school system while further disadvantaging those who may already be in a marginalized position.” [ 39 ] Read More

Con 3 Homework does not help younger students, and may not help high school students. We’ve known for a while that homework does not help elementary students. A 2006 study found that “homework had no association with achievement gains” when measured by standardized tests results or grades. [ 7 ] Fourth grade students who did no homework got roughly the same score on the National Assessment of Educational Progress (NAEP) math exam as those who did 30 minutes of homework a night. Students who did 45 minutes or more of homework a night actually did worse. [ 41 ] Temple University professor Kathryn Hirsh-Pasek said that homework is not the most effective tool for young learners to apply new information: “They’re learning way more important skills when they’re not doing their homework.” [ 42 ] In fact, homework may not be helpful at the high school level either. Alfie Kohn, author of The Homework Myth, stated, “I interviewed high school teachers who completely stopped giving homework and there was no downside, it was all upside.” He explains, “just because the same kids who get more homework do a little better on tests, doesn’t mean the homework made that happen.” [ 52 ] Read More

Discussion Questions

1. Is homework beneficial? Consider the study data, your personal experience, and other types of information. Explain your answer(s).

2. If homework were banned, what other educational strategies would help students learn classroom material? Explain your answer(s).

3. How has homework been helpful to you personally? How has homework been unhelpful to you personally? Make carefully considered lists for both sides.

Take Action

1. Examine an argument in favor of quality homework assignments from Janine Bempechat.

2. Explore Oxford Learning’s infographic on the effects of homework on students.

3. Consider Joseph Lathan’s argument that homework promotes inequality .

4. Consider how you felt about the issue before reading this article. After reading the pros and cons on this topic, has your thinking changed? If so, how? List two to three ways. If your thoughts have not changed, list two to three ways your better understanding of the “other side of the issue” now helps you better argue your position.

5. Push for the position and policies you support by writing US national senators and representatives .

More School Debate Topics

Should K-12 Students Dissect Animals in Science Classrooms? – Proponents say dissecting real animals is a better learning experience. Opponents say the practice is bad for the environment.

Should Students Have to Wear School Uniforms? – Proponents say uniforms may increase student safety. Opponents say uniforms restrict expression.

Should Corporal Punishment Be Used in K-12 Schools? – Proponents say corporal punishment is an appropriate discipline. Opponents say it inflicts long-lasting physical and mental harm on students.

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20 Pros and Cons of Homework

Homework. It’s a word that sends a shudder down the spine of students and parents alike.

It is also a question that has become divisive. Some people feel that homework is an effective way to reinforce the concepts that were learned at school. Others feel like the time that homework demands would be better spent with a meaningful activity that brings the family together.

Is homework important? Is it necessary? Or is the added stress that homework places on students and parents doing more harm than good? Here are some of the key pros and cons to discuss.

List of the Pros of Homework

1. It encourages the discipline of practice. Repeating the same problems over and over can be boring and difficult, but it also reinforces the practice of discipline. To get better at a skill, repetition is often necessary. You get better with each repetition. By having homework completed every night, especially with a difficult subject, the concepts become easier to understand. That gives the student an advantage later on in life when seeking a vocational career.

2. It gets parents involved with a child’s life. Looking at Common Core math can be somewhat bewildering to parents. If you see the math problem 5×3 expressed as an addition problem, 5+5+5 seems like the right answer. The correct answer, however, would be 3+3+3+3+3. By bringing homework to do, students can engage their learning process with their parents so everyone can be involved. Many parents actually want homework sent so they can see what their children are being taught in the classroom.

3. It teaches time management skills. Homework goes beyond completing a task. It forces children (and parents, to some extent) to develop time management skills. Schedules must be organized to ensure that all tasks can be completed during the day. This creates independent thinking and develops problem-solving skills. It encourages research skills. It also puts parents and children into a position where positive decision-making skills must be developed.

4. Homework creates a communication network. Teachers rarely see into the family lives of their students. Parents rarely see the classroom lives of their children. Homework is a bridge that opens lines of communication between the school, the teacher, and the parent. This allows everyone to get to know one another better. It helps teachers understand the needs of their students better.

It allows parents to find out their child’s strengths and weaknesses. Together, an educational plan can be developed that encourages the best possible learning environment.

5. It allows for a comfortable place to study. Classrooms have evolved over the years to be a warmer and welcoming environment, but there is nothing like the comfort that is felt at home or in a safe space. By encouraging studies where a child feels the most comfortable, it is possible to retain additional information that may get lost within the standard classroom environment.

6. It provides more time to complete the learning process. The time allotted for each area of study in school, especially in K-12, is often limited to 1 hour or less per day. That is not always enough time for students to be able to grasp core concepts of that material. By creating specific homework assignments which address these deficiencies, it becomes possible to counter the effects of the time shortages. That can benefit students greatly over time.

7. It reduces screen time. On the average school night, a student in the US might get 3-4 hours of screen time in per day. When that student isn’t in school, that figure doubles to 7-8 hours of screen time. Homework might be unwanted and disliked, but it does encourage better study habits. It discourages time being spent in front of the television or playing games on a mobile device. That, in turn, may discourage distracting habits from forming that can take away from the learning process in the future.

8. It can be treated like any other extracurricular activity. Some families over-extend themselves on extracurricular activities. Students can easily have more than 40 hours per week, from clubs to sports, that fall outside of regular school hours. Homework can be treated as one of these activities, fitting into the schedule where there is extra time. As an added benefit, some homework can even be completed on the way to or from some activities.

List of the Cons of Homework

1. Children benefit from playing. Being in a classroom can be a good thing, but so can being on a playground. With too much homework, a child doesn’t have enough time to play and that can impact their learning and social development. Low levels of play are associated with lower academic achievement levels, lower safety awareness, less character development, and lower overall health.

2. It encourages a sedentary lifestyle. Long homework assignments require long periods of sitting. A sedentary lifestyle has numerous direct associations with premature death as children age into adults. Obesity levels are already at or near record highs in many communities. Homework may reinforce certain skills and encourage knowledge retention, but it may come at a high price.

3. Not every home is a beneficial environment. There are some homes that are highly invested into their children. Parents may be involved in every stage of homework or there may be access to tutors that can explain difficult concepts. In other homes, there may be little or no education investment into the child. Some parents push the responsibility of teaching off on the teacher and provide no homework support at all.

Sometimes parents may wish to be involved and support their child, but there are barriers in place that prevent this from happening. The bottom line is this: no every home life is equal.

4. School is already a full-time job for kids. An elementary school day might start at 9:00am and end at 3:20pm. That’s more than 6 hours of work that kids as young as 5 are putting into their education every day. Add in the extra-curricular activities that schools encourage, such as sports, musicals, and after-school programming and a student can easily reach 8 hours of education in the average day. Then add homework on top of that? It is asking a lot for any child, but especially young children, to complete extra homework.

5. There is no evidence that homework creates improvements. Survey after survey has found that the only thing that homework does is create a negative attitude toward schooling and education in general. Homework is not associated with a higher level of academic achievement on a national scale. It may help some students who struggle with certain subjects, if they have access to a knowledgeable tutor or parent, but on a community level, there is no evidence that shows improvements are gained.

6. It discourages creative endeavors. If a student is spending 1 hour each day on homework, that’s an hour they are not spending pursuing something that is important to them. Students might like to play video games or watch TV, but homework takes time away from learning an instrument, painting, or developing photography skills as well. Although some homework can involve creative skills, that usually isn’t the case.

7. Homework is difficult to enforce. Some students just don’t care about homework. They can achieve adequate grades without doing it, so they choose not to do it. There is no level of motivation that a parent or teacher can create that inspires some students to get involved with homework. There is no denying the fact that homework requires a certain amount of effort. Sometimes a child just doesn’t want to put in that effort.

8. Extra time in school does not equate to better grades. Students in the US spend more than 100 hours of extra time in school already compared to high-performing countries around the world, but that has not closed the educational gap between those countries and the United States. In some educational areas, the US is even falling in global rankings despite the extra time that students are spending in school. When it comes to homework or any other form of learning, quality is much more important than quantity.

9. Accurate practice may not be possible. If homework is assigned, there is a reliance on the student, their parents, or their guardians to locate resources that can help them understand the content. Homework is often about practice, but if the core concepts of that information are not understood or inaccurately understood, then the results are the opposite of what is intended. If inaccurate practice is performed, it becomes necessary for the teacher to first correct the issue and then reteach it, which prolongs the learning process.

10. It may encourage cheating on multiple levels. Some students may decide that cheating in the classroom to avoid taking homework home is a compromise they’re willing to make. With internet resources, finding the answers to homework instead of figuring out the answers on one’s own is a constant temptation as well. For families with multiple children, they may decide to copy off one another to minimize the time investment.

11. Too much homework is often assigned to students. There is a general agreement that students should be assigned no more than 10 minutes of homework per day, per grade level. That means a first grader should not be assigned more than 10 minutes of homework per night. Yet for the average first grader in US public schools, they come home with 20 minutes of homework and then are asked to complete 20 minutes of reading on top of that. That means some students are completing 4x more homework than recommended every night.

At the same time, the amount of time children spent playing outdoors has decreased by 40% over the past 30 years.

For high school students, it is even worse at high performing schools in the US where 90% of graduates go onto college, the average amount of homework assigned per night was 3 hours per student.

12. Homework is often geared toward benchmarks. Homework is often assigned to improve test scores. Although this can provide positive outcomes, including better study skills or habits, the fact is that when children are tired, they do not absorb much information. When children have more homework than recommended, test scores actually go down. Stress levels go up. Burnout on the curriculum occurs.

The results for many students, according to research from Ruben Fernandez-Alonso in the Journal of Educational Psychology, is a decrease in grades instead of an increase.

The pros and cons of homework are admittedly all over the map. Many parents and teachers follow their personal perspectives and create learning environments around them. When parents and teachers clash on homework, the student is often left in the middle of that tug of war. By discussing these key points, each side can work to find some common ground so our children can benefit for a clear, precise message.

Quantity may be important, but quality must be the priority for homework if a student is going to be successful.

27 Top Homework Pros and Cons

Chris Drew (PhD)

Dr. Chris Drew is the founder of the Helpful Professor. He holds a PhD in education and has published over 20 articles in scholarly journals. He is the former editor of the Journal of Learning Development in Higher Education. [Image Descriptor: Photo of Chris]

Learn about our Editorial Process

There are both pros and cons of homework. This makes whether schools should assign homework a great debating topic for students.

On the side of the pros, homework is beneficial because it can be great for helping students get through their required coursework and reinforce required knowledge. But it also interferes with life outside of school.

Key arguments for homework include the fact it gives students structure, improves their learning, and improves parent-teacher relationships.

Arguments for the cons of homework include the fact it interferes with playtime and causes stress to children, leading to arguments that homework should be banned .

Pros and Cons of Homework (Table Summary)

Pros of Homework

1. homework teaches discipline and habit.

Discipline and habit are two soft skills that children need to develop so they can succeed in life.

Regular daily homework is a simple way that discipline and habit are reinforced. Teachers can talk to students about what they do when they get home from school.

They might develop a habit like getting changed into a new set of clothes, having an afternoon snack, then getting out their homework.

Teachers can also help students visualize these habits and disciplines by talking about where they will do their homework (kitchen table?) and when .

2. Homework helps parents know what’s being learned in class

Parents often appreciate being kept in the loop about what is going on in their child’s classroom. Homework is great for this!

Teachers can set homework based on the current unit of work in the classroom. If the students are learning about dinosaurs, the homework can be a task on dinosaurs.

This helps the teachers to show the parents the valuable learning that’s taking place, and allows parents to feel comfortable that the teacher is doing a great job.

3. Homework teaches time management

Children often have a wide range of after school activities to undertake. They need to develop the skill of managing all these activities to fit homework in.

At school, children’s time is closely managed and controlled. Every lesson ends and begins with a bell or a teacher command.

At some point, children need to learn to manage their own time. Homework is an easy way to start refining this important soft skill.

4. Homework gives students self-paced learning time

At school, a lesson has a clear beginning and end. Students who are struggling may be interrupted and need more time. Homework allows them to work on these tasks at their own pace.

When I was studying math in high school, I never got my work done in time. I understood concepts slower than my peers, and I needed more time to reinforce concepts.

Homework was my chance to keep up, by studying at my own pace.

5. Homework can reduce screen time

Paper-based homework can take students away from their afternoon cartoons and video games and get them working on something of more value.

Screen time is one of the biggest concerns for educators and parents in the 21 st Century. Children spend approximately 5 to 7 hours in front of screens per day.

While screens aren’t all bad, children generally spend more time at screens than is necessary. Homework tasks such as collecting things from the yard or interviewing grandparents gets kids away from screens and into more active activities.

6. Homework gives students productive afternoon activities

Too often, children get home from school and switch off their brains by watching cartoons or playing video games. Homework can be more productive.

Good homework should get students actively thinking. A teacher can set homework that involves creating a product, conducting interviews with family, or writing a story based on things being learned in class.

But even homework that involves repetition of math and spelling tasks can be far more productive than simply watching television.

7. Homework reinforces information taught in class

For difficult tasks, students often need to be exposed to content over and over again until they reach mastery of the topic .

To do this, sometimes you need to do old-fashioned repetition of tasks. Take, for example, algebra. Students will need to repeat the process over and over again so that they will instinctively know how to complete the task when they sit their standardized test.

Of course, the teacher needs to teach and reinforce these foundational skills at school before independent homework practice takes place.

8. Homework helps motivated students to get ahead

Many students who have set themselves the goal of coming first in their class want to do homework to get an advantage over their peers.

Students who want to excel should not be stopped from doing this. If they enjoy homework and it makes them smarter or better at a task, then they should be allowed to do this.

9. Homework gives parents and children time together

When a parent helps their child with homework (by educating and quizzing them, not cheating!), they get a chance to bond.

Working together to complete a task can be good for the relationship between the parent and the child. The parents can also feel good that they’re supporting the child to become more educated.

10. Homework improves parent-teacher relationships

Parents get an inside look at what’s happening at school to improve their trust with the teacher, while also helping the teacher do their job.

Trust between parents and teachers is very important. Parents want to know the teacher is working hard to support students and help them learn. By looking at their children’s homework, they get a good idea of what’s going on in the classroom.

The parent can also feel good about helping the teacher’s mission by sitting with the child during homework and helping to reinforce what’s been learned at school.

11. Homework helps teachers get through the crowded curriculum

Teachers are increasingly asked to teach more and more content each year. Homework can be helpful in making sure it all gets done.

Decades ago, teachers had time to dedicate lessons to repeating and practicing content learned. Today, they’re under pressure to teach one thing then quickly move onto the next. We call this phenomenon the “crowded curriculum”.

Today, teachers may need to teach the core skills in class then ask students to go home and practice what’s been taught to fast-track learning.

12. Homework provides spaced repetition for long-term memorization

Spaced repetition is a strategy that involves quizzing students intermittently on things learned in previous weeks and months.

For example, if students learned division in January, they may forget about it by June. But if the teacher provides division questions for homework in January, March, and May, then the students always keep that knowledge of how to do division in their mind.

Spaced repetition theory states that regularly requiring students to recall information that’s been pushed to the back of their mind can help, over time, commit that information to their long-term memory and prevent long-term forgetting.

13. Homework supports a flipped learning model to make the most of time with the teacher

Flipped learning is a model of education where students do preparation before class so they get to class prepared to learn.

Examples of flipped learning include pre-teaching vocabulary (e.g. giving children new words to learn for homework that they will use in a future in-class lesson), and asking students to watch preparatory videos before class.

This model of homework isn’t about reinforcing things learned in class, but learning things before class to be more prepared for lessons.

14. Homework improves student achievement

An influential review of the literature on homework by Mazano and Pickering (2007) found that homework does improve student achievement.

Another review of the literature by Cooper, Robinson and Patall (2006) similarly found that homework improves achievement. In this review, the authors highlighted that homework appeared more beneficial for high school students’ grades than elementary school students’ grades.

Several progressive education critics , especially Alfie Kohn , have claimed that homework does not help student grades. We have not found the critics’ evidence to be as compelling.

15. Homework helps the education system keep up with other countries’ systems

All nations are competing with one another to have the best education system (measured by standardized tests ). If other countries are assigning homework and your country isn’t, your country will be at a disadvantage.

The main way education systems are compared is the OECD ranking of education systems. This ranking compared standardized test scores on major subjects.

Western nations have been slipping behind Asian nations for several decades. Many Asian education systems have a culture of assigning a lot of homework. To keep up, America may also need to assign homework and encourage their kids to do more homework.

See Also: Homework Statistics List

Cons of Homework

1. homework interferes with play time.

Play-based learning is some of the best learning that can possibly occurs. When children go home from school, the play they do before sunset is hugely beneficial for their development.

Homework can prevent children from playing. Instead, they’re stuck inside repeating tasks on standardized homework sheets.

Of course, if there is no homework, parents would have to make sure children are engaging in beneficial play as well, rather than simply watching TV.

2. Homework interferes with extracurricular activities

After school, many children want to participate in extracurricular activities like sporting and community events.

However, if too much homework is assigned to learners, their parents may not be able to sign them up to co-curricular activities in the school or extracurricular activities outside of the school. This can prevent students from having well-rounded holistic development.

3. Homework discourages students from going outside and getting exercise

Homework is usually an indoors activity. Usually, teachers will assign spelling, math, or science tasks to be repeated through the week on paper or a computer.

But children need time to go outside and get exercise. The CDC recommends children ages 6 to 17 need 60 minutes of moderate to intense exercise per day.

Unfortunately, being stuck indoors may prevent children from getting that much needed exercise for well-rounded development.

4. Homework leads to unsupervised and unsupportive learning

When students get stuck on a task at school, the teacher is there to help. But when students are stuck on a homework task, no support is available.

This leads to a situation where students’ learning and development is harmed. Furthermore, those students who do understand the task can go ahead and get more homework practice done while struggling students can’t progress because the teacher isn’t there to help them through their hurdles.

Often, it’s down to parents to pick up the challenge of teaching their children during homework time. Unfortunately, not all students have parents nearby to help them during homework time.

5. Homework can encourage cheating

When children study without supervision, they have the opportunity to cheat without suffering consequences.

They could, for example, copy their sibling’s homework or use the internet to find answers.

Worse, some parents may help their child to cheat or do the homework for the child. In these cases, homework has no benefit of the child but may teach them bad and unethical habits.

6. Homework contributes to a culture of poor work-life balance

Homework instils a corporate attitude that prioritizes work above everything else. It prepares students for a social norm where you do work for your job even when you’re off the clock.

Students will grow up thinking it’s normal to clock off from their job, go home, and continue to check emails and complete work they didn’t get done during the day.

This sort of culture is bad for society. It interferes with family and recreation time and encourages bosses to behave like they’re in charge of your whole life.

7. Homework discourages children from taking up hobbies

There is an argument to be made that children need spare time so they can learn about what they like and don’t like.

If students have spare time after school, they could fill it up with hobbies. The student can think about what they enjoy (playing with dolls, riding bikes, singing, writing stories).

Downtime encourages people to develop hobbies. Students need this downtime, and homework can interfere with this.

8. Homework creates unfairness between children with parents helping and those who don’t

At school, students generally have a level playing field. They are all in the same classroom with the same resources and the same teacher. At home, it’s a different story.

Some children have parents, siblings, and internet to rely upon. Meanwhile, others have nothing but themselves and a pen.

Those children who are lucky enough to have parents helping out can get a significant advantage over their peers, causing unfairness and inequalities that are not of their own making.

9. Homework causes stress and anxiety

In a study by Galloway, Connor and Pope (2013), they found that 56% of students identified homework as the greatest cause of stress in their lives.

Stress among young people can impact their happiness and mental health. Furthermore, there is an argument to “let kids be kids”. We have a whole life of work and pressure ahead of us. Childhood is a time to be enjoyed without the pressures of life.

10. Homework is often poor-quality work

Teachers will often assign homework that is the less important work and doesn’t have a clear goal.

Good teachers know that a lesson needs to be planned-out with a beginning, middle and end. There usually should be formative assessment as well, which is assessment of students as they learn (rather than just at the end).

But homework doesn’t have the structure of a good lesson. It’s repetition of information already learned, which is a behaviorist learning model that is now outdated for many tasks.

11. Homework is solitary learning

Most education theorists today believe that the best learning occurs in social situations.

Sociocultural learning requires students to express their thoughts and opinions and listen to other people’s ideas. This helps them improve and refine their own thinking through dialogue.

But homework usually takes place alone at the kitchen table. Students don’t have anyone to talk with about what they’re doing, meaning their learning is limited.

12. Homework widens social inequality

Homework can advantage wealthier students and disadvantage poorer students.

In Kralovec and Buell’s (2001) book The End of Homework: How Homework Disrupts Families, Overburdens Children, and Limits Learning , the authors argue that poorer students are less likely to have the resources to complete their homework properly.

For example, they might not have the pens, paper, and drawing implements to complete a paper task. Similarly, they might not have the computer, internet connection, or even books to do appropriate research at home.

Parents in poorer households also often work shift work and multiple jobs meaning they have less time to help their children with their homework.

Homework can be both good and bad – there are both advantages and disadvantages of homework. In general, it’s often the case that it depends on the type of homework that is assigned. Well-planned homework used in moderation and agreed upon by teachers, parents and students can be helpful. But other homework can cause serious stress, inequality, and lifestyle imbalance for students.

Cooper, H., Robinson, J. C., & Patall, E. A. (2006). Does homework improve academic achievement? A synthesis of research, 1987–2003.  Review of educational research ,  76 (1), 1-62.

Galloway, M., Conner, J., & Pope, D. (2013). Nonacademic effects of homework in privileged, high-performing high schools.  The journal of experimental education ,  81 (4), 490-510. Doi: https://doi.org/10.1080/00220973.2012.745469

Kralovec, E., & Buell, J. (2001).  The end of homework: How homework disrupts families, overburdens children, and limits learning . Beacon Press.

Pressman, R. M., Sugarman, D. B., Nemon, M. L., Desjarlais, J., Owens, J. A., & Schettini-Evans, A. (2015). Homework and family stress: With consideration of parents’ self confidence, educational level, and cultural background.  The American Journal of Family Therapy ,  43 (4), 297-313. Doi: https://doi.org/10.1080/01926187.2015.1061407

Ren, H., Zhou, Z., Liu, W., Wang, X., & Yin, Z. (2017). Excessive homework, inadequate sleep, physical inactivity and screen viewing time are major contributors to high paediatric obesity.  Acta Paediatrica ,  106 (1), 120-127. Doi: https://doi.org/10.1111/apa.13640

Yeo, S. C., Tan, J., Lo, J. C., Chee, M. W., & Gooley, J. J. (2020). Associations of time spent on homework or studying with nocturnal sleep behavior and depression symptoms in adolescents from Singapore.  Sleep Health ,  6 (6), 758-766. Doi: https://doi.org/10.1016/j.sleh.2020.04.011

• Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd-2/ 25 Number Games for Kids (Free and Easy)
• Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd-2/ 25 Word Games for Kids (Free and Easy)
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• Chris Drew (PhD) https://helpfulprofessor.com/author/chris-drew-phd-2/ 50 Incentives to Give to Students

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Home > Blog > Tips for Online Students > The Pros and Cons of Homework

School Life Balance , Tips for Online Students

The Pros and Cons of Homework

Updated: July 16, 2024

Published: January 23, 2020

Remember those nights when you’d find yourself staring at a mountain of homework, eyes drooping, wondering if you’d ever see the light at the end of the tunnel? The debate over homework’s role in education is as old as time. Is it a crucial tool for reinforcing learning or just an unnecessary burden?

For college students, this question takes on new dimensions. Juggling homework with the endless amount of classes, part-time jobs, and social lives can feel like walking on thin ice. The pressure to maintain grades, meet deadlines, and still find time for friends and relaxation can be overwhelming. So, is homework a friend or foe?

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The homework dilemma.

A large amount of college students report feeling overwhelmed by their academic workload, leading to high levels of stress and anxiety. According to Research.com , 45% of college students in the U.S. experience “more than average” stress, with 36.5% citing stress as a major impediment to their academic performance. This stress often stems directly from the homework load, leading to symptoms like headaches, exhaustion, and difficulty sleeping. The intense pressure to manage homework alongside other responsibilities makes us question the true impact of homework on students’ overall well-being.

And then there’s the digital twist. A whopping 89% of students confessed to using AI tools like ChatGPT for their assignments. While these tools can be a godsend for quick answers and assistance, they can also undermine the personal effort and critical thinking necessary to truly understand the material.

On the brighter side, homework can be a powerful ally. According to Inside Higher Ed , structured assignments can actually help reduce stress by providing a clear learning roadmap and keeping students engaged with the material. But where’s the balance between helpful and harmful? 

With these perspectives in mind, let’s dive into the pros and cons of homework for college students. By understanding both sides, we can find a middle ground that maximizes learning while keeping stress at bay.

The Pros of Homework

When thoughtfully assigned, homework can be a valuable tool in a student’s educational journey . Let’s explore how homework can be a beneficial companion to your studies:

Enhances Critical Thinking

Homework isn’t just busywork; it’s an opportunity to stretch your mental muscles. Those late-night problem sets and essays can actually encourage deeper understanding and application of concepts. Think of homework as a mental gym; each assignment is a new exercise, pushing you to analyze, synthesize, and evaluate information in ways that strengthen your critical thinking skills .

Time Management Skills

Do you ever juggle multiple deadlines and wonder how to keep it all together? Regular homework assignments can be a crash course in time management . They teach you to prioritize tasks, manage your schedule, and balance academic responsibilities with personal commitments. The ability to juggle various tasks is a skill that will serve you well beyond your college years.

Reinforcement of Learning

There’s a reason why practice makes perfect. Homework reinforces what you’ve learned in class, helping to cement concepts and theories in your mind. Understanding a concept during a lecture is one thing, but applying it through homework can deepen your comprehension and retention. 

Preparation for Exams

Think of homework as a sound check and warm-up for exams. Regular assignments keep you engaged with the material, making it easier to review and prepare when exam time rolls around. By consistently working through problems and writing essays, you build a solid foundation that can make the difference between cramming and confident exam performance.

Encourages Independent Learning

Homework promotes a sense of responsibility and independence. It pushes you to tackle assignments on your own, encouraging problem-solving and self-discipline. This independence prepares you for the academic challenges ahead and the autonomy required in your professional and personal life.

The Cons of Homework

Despite its potential benefits, homework can also have significant downsides. Let’s examine the challenges and drawbacks of homework:

Impact on Mental Health

Homework can be a double-edged sword when it comes to mental health . While it’s meant to reinforce learning, the sheer volume of assignments can lead to stress and anxiety. The constant pressure to meet deadlines and the fear of falling behind can create a relentless cycle of stress. Many students become overwhelmed, leading to burnout and negatively impacting their overall well-being. 

Limited Time for Other Activities

College isn’t just about hitting the books. It’s also a time for personal growth, exploring new interests, and building social connections. Excessive homework can eat into the time you might otherwise spend on extracurricular activities, hobbies, or simply hanging out with friends. This lack of balance can lead to a less fulfilling college experience. Shouldn’t education be about more than just academics?

Quality Over Quantity

When it comes to homework, more isn’t always better. Piling on assignments can lead to diminished returns on learning. Instead of diving deep into a subject and gaining a thorough understanding, students might rush through tasks just to get them done. This focus on quantity over quality can undermine the educational value of homework. 

Inequity in Education

Homework can sometimes exacerbate educational inequalities. Not all students can access the same resources and support systems at home. While some might have a quiet space and access to the internet, others might struggle with distractions and lack of resources. This disparity can put certain students at a disadvantage, making homework more of a burden than a learning tool. 

Dependence on AI Tools

With the advent of AI tools like ChatGPT , homework has taken on a new dimension. While these tools can provide quick answers and assistance, they also pose the risk of students becoming overly reliant on technology. This dependence can take away from the actual learning process, as students might bypass the critical thinking and effort needed to truly understand the material. Is convenience worth the potential loss in learning?

Finding the Balance

Finding the right balance with homework means tackling assignments that challenge and support you. Instead of drowning in a sea of tasks, focus on quality over quantity. Choose projects that spark your critical thinking and connect to real-world situations. Flexibility is key here. Recognize that your circumstances are unique, and adjusting your approach can help reduce stress and create a more inclusive learning environment. Constructive feedback makes homework more than just a chore; it turns it into a tool for growth and improvement.

It’s also about living a well-rounded college life. Don’t let homework overshadow other important parts of your life, like extracurricular activities or personal downtime. Emphasize independent learning and use technology wisely to prepare for future challenges. By balancing thoughtful assignments with your personal needs, homework can shift from being a burden to becoming a helpful companion on your educational journey, enriching your academic and personal growth.

Homework has its pros and cons, especially for college students. It can enhance critical thinking, time management, and learning, but it also brings stress, impacts mental health, and can become overwhelming. Finding the right balance is key. 

Focus on quality assignments, maintain flexibility, and make sure your homework complements rather than dominates your life. With a thoughtful approach, homework can support your educational journey, fostering both academic success and personal growth.

How can I manage my time effectively to balance homework and other activities?

Create a schedule that allocates specific times for homework, classes, and personal activities. Use planners or digital calendars to keep track of deadlines and prioritize tasks. Don’t forget to include breaks to avoid burnout.

How can I reduce the stress associated with homework?

To manage stress, practice mindfulness techniques like meditation or deep breathing exercises. Break assignments into smaller, manageable tasks and tackle them one at a time. If needed, seek support from classmates, tutors, or mental health professionals.

Is using AI tools for homework cheating?

While AI tools like ChatGPT can be helpful for quick assistance, relying on them too much can hinder your learning process. Use them as a supplement rather than a replacement for your own effort and critical thinking.

How can teachers make homework more equitable?

Teachers can offer flexible deadlines, provide resources for students who lack them, and design assignments that account for different learning styles and home environments. Open communication between students and teachers can also help address individual challenges.

What are some strategies to make homework more meaningful?

Focus on quality over quantity by designing assignments that encourage deep thinking and application of knowledge. Integrate real-world problems to make homework more relevant and engaging. Provide constructive feedback to help students learn and grow from their assignments.

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Pro and Con: Homework

To access extended pro and con arguments, sources, and discussion questions about whether homework is beneficial, go to ProCon.org .

From dioramas to book reports, from algebraic word problems to research projects, whether students should be given homework, as well as the type and amount of homework, has been debated for over a century. 

While we are unsure who invented homework , we do know that the word “homework” dates back to ancient Rome. Pliny the Younger asked his followers to practice their speeches at home. Memorization exercises as homework continued through the Middle Ages and Enlightenment by monks and other scholars.

In the 19th century, German students of the Volksschulen or “People’s Schools” were given assignments to complete outside of the school day. This concept of homework quickly spread across Europe and was brought to the United States by Horace Mann, who encountered the idea in Prussia.

In the early 1900s, progressive education theorists, championed by the magazine Ladies’ Home Journal, decried homework’s negative impact on children’s physical and mental health, leading California to ban homework for students under 15 from 1901 until 1917. In the 1930s, homework was portrayed as child labor, which was newly illegal, but the prevailing argument was that kids needed time to do household chores.

Public opinion swayed again in favor of homework in the 1950s due to concerns about keeping up with the Soviet Union’s technological advances during the Cold War. And, in 1986, the US government included homework as an educational quality boosting tool. 

A 2014 study found kindergarteners to fifth graders averaged 2.9 hours of homework per week, sixth to eighth graders 3.2 hours per teacher, and ninth to twelfth graders 3.5 hours per teacher. A 2014-2019 study found that teens spent about an hour a day on homework.

Beginning in 2020, the COVID-19 pandemic complicated the very idea of homework as students were schooling remotely and many were doing all school work from home . Washington Post journalist Valerie Strauss asked, “Does homework work when kids are learning all day at home?” While students were mostly back in school buildings in fall 2021, the question remains of how effective homework is as an educational tool.

• Homework improves student achievement.
• Homework helps to reinforce learning and develop good study habits and life skills.
• Homework allows parents to be involved with their child's learning.
• Too much homework can be harmful.
• Homework disadvantages low-income students.
• There is a lack of evidence that homework helps younger children.

This article was published on February 25, 2022, at Britannica’s ProCon.org , a nonpartisan issue-information source.

Is homework a necessary evil?

After decades of debate, researchers are still sorting out the truth about homework’s pros and cons. One point they can agree on: Quality assignments matter.

By Kirsten Weir

March 2016, Vol 47, No. 3

Print version: page 36

• Schools and Classrooms

Homework battles have raged for decades. For as long as kids have been whining about doing their homework, parents and education reformers have complained that homework's benefits are dubious. Meanwhile many teachers argue that take-home lessons are key to helping students learn. Now, as schools are shifting to the new (and hotly debated) Common Core curriculum standards, educators, administrators and researchers are turning a fresh eye toward the question of homework's value.

But when it comes to deciphering the research literature on the subject, homework is anything but an open book.

The 10-minute rule

In many ways, homework seems like common sense. Spend more time practicing multiplication or studying Spanish vocabulary and you should get better at math or Spanish. But it may not be that simple.

Homework can indeed produce academic benefits, such as increased understanding and retention of the material, says Duke University social psychologist Harris Cooper, PhD, one of the nation's leading homework researchers. But not all students benefit. In a review of studies published from 1987 to 2003, Cooper and his colleagues found that homework was linked to better test scores in high school and, to a lesser degree, in middle school. Yet they found only faint evidence that homework provided academic benefit in elementary school ( Review of Educational Research , 2006).

Then again, test scores aren't everything. Homework proponents also cite the nonacademic advantages it might confer, such as the development of personal responsibility, good study habits and time-management skills. But as to hard evidence of those benefits, "the jury is still out," says Mollie Galloway, PhD, associate professor of educational leadership at Lewis & Clark College in Portland, Oregon. "I think there's a focus on assigning homework because [teachers] think it has these positive outcomes for study skills and habits. But we don't know for sure that's the case."

Even when homework is helpful, there can be too much of a good thing. "There is a limit to how much kids can benefit from home study," Cooper says. He agrees with an oft-cited rule of thumb that students should do no more than 10 minutes a night per grade level — from about 10 minutes in first grade up to a maximum of about two hours in high school. Both the National Education Association and National Parent Teacher Association support that limit.

Beyond that point, kids don't absorb much useful information, Cooper says. In fact, too much homework can do more harm than good. Researchers have cited drawbacks, including boredom and burnout toward academic material, less time for family and extracurricular activities, lack of sleep and increased stress.

In a recent study of Spanish students, Rubén Fernández-Alonso, PhD, and colleagues found that students who were regularly assigned math and science homework scored higher on standardized tests. But when kids reported having more than 90 to 100 minutes of homework per day, scores declined ( Journal of Educational Psychology , 2015).

"At all grade levels, doing other things after school can have positive effects," Cooper says. "To the extent that homework denies access to other leisure and community activities, it's not serving the child's best interest."

Children of all ages need down time in order to thrive, says Denise Pope, PhD, a professor of education at Stanford University and a co-founder of Challenge Success, a program that partners with secondary schools to implement policies that improve students' academic engagement and well-being.

"Little kids and big kids need unstructured time for play each day," she says. Certainly, time for physical activity is important for kids' health and well-being. But even time spent on social media can help give busy kids' brains a break, she says.

All over the map

But are teachers sticking to the 10-minute rule? Studies attempting to quantify time spent on homework are all over the map, in part because of wide variations in methodology, Pope says.

A 2014 report by the Brookings Institution examined the question of homework, comparing data from a variety of sources. That report cited findings from a 2012 survey of first-year college students in which 38.4 percent reported spending six hours or more per week on homework during their last year of high school. That was down from 49.5 percent in 1986 ( The Brown Center Report on American Education , 2014).

The Brookings report also explored survey data from the National Assessment of Educational Progress, which asked 9-, 13- and 17-year-old students how much homework they'd done the previous night. They found that between 1984 and 2012, there was a slight increase in homework for 9-year-olds, but homework amounts for 13- and 17-year-olds stayed roughly the same, or even decreased slightly.

Yet other evidence suggests that some kids might be taking home much more work than they can handle. Robert Pressman, PhD, and colleagues recently investigated the 10-minute rule among more than 1,100 students, and found that elementary-school kids were receiving up to three times as much homework as recommended. As homework load increased, so did family stress, the researchers found ( American Journal of Family Therapy , 2015).

Many high school students also seem to be exceeding the recommended amounts of homework. Pope and Galloway recently surveyed more than 4,300 students from 10 high-achieving high schools. Students reported bringing home an average of just over three hours of homework nightly ( Journal of Experiential Education , 2013).

On the positive side, students who spent more time on homework in that study did report being more behaviorally engaged in school — for instance, giving more effort and paying more attention in class, Galloway says. But they were not more invested in the homework itself. They also reported greater academic stress and less time to balance family, friends and extracurricular activities. They experienced more physical health problems as well, such as headaches, stomach troubles and sleep deprivation. "Three hours per night is too much," Galloway says.

In the high-achieving schools Pope and Galloway studied, more than 90 percent of the students go on to college. There's often intense pressure to succeed academically, from both parents and peers. On top of that, kids in these communities are often overloaded with extracurricular activities, including sports and clubs. "They're very busy," Pope says. "Some kids have up to 40 hours a week — a full-time job's worth — of extracurricular activities." And homework is yet one more commitment on top of all the others.

"Homework has perennially acted as a source of stress for students, so that piece of it is not new," Galloway says. "But especially in upper-middle-class communities, where the focus is on getting ahead, I think the pressure on students has been ratcheted up."

Yet homework can be a problem at the other end of the socioeconomic spectrum as well. Kids from wealthier homes are more likely to have resources such as computers, Internet connections, dedicated areas to do schoolwork and parents who tend to be more educated and more available to help them with tricky assignments. Kids from disadvantaged homes are more likely to work at afterschool jobs, or to be home without supervision in the evenings while their parents work multiple jobs, says Lea Theodore, PhD, a professor of school psychology at the College of William and Mary in Williamsburg, Virginia. They are less likely to have computers or a quiet place to do homework in peace.

"Homework can highlight those inequities," she says.

Quantity vs. quality

One point researchers agree on is that for all students, homework quality matters. But too many kids are feeling a lack of engagement with their take-home assignments, many experts say. In Pope and Galloway's research, only 20 percent to 30 percent of students said they felt their homework was useful or meaningful.

"Students are assigned a lot of busywork. They're naming it as a primary stressor, but they don't feel it's supporting their learning," Galloway says.

"Homework that's busywork is not good for anyone," Cooper agrees. Still, he says, different subjects call for different kinds of assignments. "Things like vocabulary and spelling are learned through practice. Other kinds of courses require more integration of material and drawing on different skills."

But critics say those skills can be developed with many fewer hours of homework each week. Why assign 50 math problems, Pope asks, when 10 would be just as constructive? One Advanced Placement biology teacher she worked with through Challenge Success experimented with cutting his homework assignments by a third, and then by half. "Test scores didn't go down," she says. "You can have a rigorous course and not have a crazy homework load."

Still, changing the culture of homework won't be easy. Teachers-to-be get little instruction in homework during their training, Pope says. And despite some vocal parents arguing that kids bring home too much homework, many others get nervous if they think their child doesn't have enough. "Teachers feel pressured to give homework because parents expect it to come home," says Galloway. "When it doesn't, there's this idea that the school might not be doing its job."

Galloway argues teachers and school administrators need to set clear goals when it comes to homework — and parents and students should be in on the discussion, too. "It should be a broader conversation within the community, asking what's the purpose of homework? Why are we giving it? Who is it serving? Who is it not serving?"

Until schools and communities agree to take a hard look at those questions, those backpacks full of take-home assignments will probably keep stirring up more feelings than facts.

Further reading

• Cooper, H., Robinson, J. C., & Patall, E. A. (2006). Does homework improve academic achievement? A synthesis of research, 1987-2003. Review of Educational Research, 76 (1), 1–62. doi: 10.3102/00346543076001001
• Galloway, M., Connor, J., & Pope, D. (2013). Nonacademic effects of homework in privileged, high-performing high schools. The Journal of Experimental Education, 81 (4), 490–510. doi: 10.1080/00220973.2012.745469
• Pope, D., Brown, M., & Miles, S. (2015). Overloaded and underprepared: Strategies for stronger schools and healthy, successful kids . San Francisco, CA: Jossey-Bass.

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Pros and Cons of Homework

Homework presents a double-edged sword with benefits like reinforcing learning, developing critical thinking, and improving time management skills, essential for academic success . However, it can also lead to heightened stress and anxiety , especially with tight deadlines and juggling multiple responsibilities. Parental involvement plays a fundamental role in enhancing academic success, creating a conducive study environment, and fostering family bonding. While homework can limit creative exploration and impact social life balance, it's important to take into account equity and access to guarantee all students have the support needed. The impact of homework is profound, affecting students in various ways.

Table of Contents

• Homework enhances learning retention and critical thinking skills.
• Effective time management aids in balancing academic and extracurricular activities.
• Homework can lead to stress and anxiety if not managed properly.
• Parental involvement supports academic success and family bonding.

Academic Improvement

Can homework truly enhance academic performance or is its impact overstated ? Homework has long been a topic of debate in the education sector .

Proponents argue that homework allows students to reinforce what they have learned in class, develop critical thinking skills , and improve time management abilities . These skills are vital for academic success and can lead to improved performance in exams and overall understanding of the material. Research has shown that when homework is used effectively, it can indeed have a positive impact on academic achievement.

On the other hand, critics argue that homework can be overwhelming for students, leading to burnout and decreased motivation. They suggest that excessive homework may not necessarily translate to better academic outcomes and can even have detrimental effects on students' mental health.

It is imperative for educators to strike a balance between assigning meaningful homework that reinforces learning and allowing students enough time for rest and extracurricular activities. Ultimately, the key lies in the quality and relevance of the homework assigned, rather than the quantity.

Time Management Skills

Time management skills are essential for students to effectively balance their academic responsibilities with extracurricular activities and personal time.

While mastering time management can lead to increased productivity and academic success, it also presents challenges such as procrastination and distractions that can hinder progress.

Understanding the benefits of efficient time management and overcoming its associated challenges are vital for students to excel in their academic endeavors.

Benefits of Time Management

Effective time management skills play an essential role in enhancing productivity and success in completing homework assignments . By efficiently organizing and allocating time for different tasks, students can experience various benefits.

To start, good time management allows students to prioritize assignments based on deadlines and importance . This helps in avoiding last-minute rushes and guarantees that tasks are completed thoroughly.

Furthermore, it enables students to set realistic goals and create a study schedule that balances academic work with other activities, fostering a sense of control and reducing stress levels.

Additionally, effective time management enhances focus and concentration as students learn to dedicate specific time slots for studying without distractions. This leads to improved retention of information and overall academic performance.

In addition, by mastering time management skills during homework assignments, students develop a valuable life skill that will benefit them in their future careers and personal endeavors.

Ultimately, the benefits of time management extend beyond homework, positively impacting various aspects of a student's life.

Challenges With Time

Mastering time management skills presents various challenges for students , requiring discipline and a strategic approach to effectively allocate time for homework assignments . One common challenge is the tendency for students to underestimate the time required to complete tasks accurately. This can lead to rushed work, lower quality output, and increased stress levels.

Additionally, distractions such as social media, television, or extracurricular activities can derail a student's focus, making it difficult to adhere to a set study schedule.

Furthermore, some students struggle with prioritizing assignments based on their deadlines and level of difficulty. Without a clear plan in place, they may end up procrastinating or spending too much time on less important tasks, causing last-minute rushes and subpar performance.

Balancing homework with other responsibilities like part-time jobs or family obligations can also pose a significant challenge, requiring students to juggle competing demands on their time effectively.

To overcome these challenges, students can benefit from implementing strategies such as creating a study timetable , breaking tasks into smaller, manageable chunks, and eliminating distractions during study periods.

Developing effective time management skills not only improves academic performance but also sets students up for success in their future endeavors.

Impact on Productivity

Developing strong time management skills is essential for enhancing productivity and achieving academic success. Homework plays a significant role in shaping students' time management abilities, influencing their overall productivity levels.

Here are some ways in which homework impacts productivity:

• Improved Prioritization: Homework assignments require students to prioritize tasks based on deadlines and importance, helping them develop prioritization skills that are beneficial beyond academics.
• Enhanced Focus: Engaging with homework tasks can improve a student's ability to concentrate on a specific task for an extended period, leading to increased productivity in other areas of life.

Stress and Anxiety

Homework assignments can often exacerbate feelings of stress and anxiety among students, impacting their overall well-being and academic performance . The pressure to complete multiple assignments within tight deadlines , along with the fear of underperforming or failing, can contribute to heightened stress levels.

As students juggle homework from various subjects, extracurricular activities, and personal responsibilities, the added workload can lead to feelings of overwhelm and anxiety . Moreover, the constant focus on academic tasks can result in students neglecting self-care practices , such as exercise, relaxation, and socializing, further intensifying their stress levels.

This chronic stress not only affects students' mental health but also their physical well-being, potentially leading to issues like insomnia, headaches, and decreased immune function. In some cases, excessive homework can create a cycle of stress and anxiety that hinders students' ability to concentrate, retain information, and perform well academically.

It is essential for educators to be mindful of the amount of homework assigned and its potential impact on students' mental health, aiming to strike a balance that promotes learning without overwhelming students.

Parental Involvement

Parental involvement in homework can greatly impact a student's academic success .

Support from parents can help children develop effective time management skills and create a routine for completing assignments.

In addition, homework provides opportunities for families to bond over educational activities, fostering a positive learning environment at home.

Parental Support Impact

Effective involvement of caregivers in their children's academic activities has been shown to greatly influence the outcomes of homework completion. Parents play an essential role in supporting their children's educational journey, and their support can considerably impact the success of homework assignments.

Here are three key ways in which parental involvement can positively influence homework completion:

• Providing guidance and clarification: Parents can help clarify homework instructions, offer guidance on challenging tasks, and provide explanations to enhance their child's understanding.
• Creating a conducive environment: Establishing a quiet and organized study space at home can help minimize distractions and promote focus during homework time.

A critical aspect of fostering academic success in students involves instilling effective time management skills, which can be greatly influenced by parental involvement in their child's educational pursuits. Parents play a vital role in helping students prioritize tasks, allocate study time effectively, and maintain a balance between academics and extracurricular activities. By guiding their children in managing homework deadlines, project timelines, and study schedules, parents contribute greatly to their academic progress.

Family Bonding Opportunities

Fostering family bonding through active involvement in a child's educational journey can greatly strengthen the parent-child relationship. Engaging in homework-related activities provides parents with unique opportunities to connect with their children, offering a glimpse into their academic progress and challenges. This involvement not only supports the child's learning but also nurtures a sense of support and encouragement within the family dynamic.

• Quality Time: Homework sessions create dedicated time for parents and children to work together, fostering a deeper connection and understanding.
• Communication: Discussing homework tasks can open up channels of communication, allowing parents to guide, clarify concepts, and provide assistance where needed.

These family bonding opportunities not only enhance the educational experience but also contribute to a strong and supportive familial relationship.

Creativity and Exploration

Encouraging students to engage in creative thinking and explore new ideas can be limited by the demands of excessive homework assignments . When students are overwhelmed with homework tasks , they may not have the time or energy to pursue creative endeavors or investigate topics that spark their curiosity. This lack of freedom to explore can hinder the development of critical thinking skills , problem-solving abilities , and innovative thinking .

Homework that focuses solely on rote memorization or repetitive exercises can stifle a student's natural inclination to question, experiment, and think outside the box. Creativity thrives in an environment that fosters exploration and allows for personal expression. Without the opportunity to explore their interests and passions, students may struggle to develop a sense of autonomy and self-discovery.

To address this limitation, educators and policymakers should consider the balance between homework assignments and opportunities for creative exploration . By assigning meaningful and purposeful homework tasks that encourage students to think critically and creatively, educators can support the development of well-rounded individuals who are equipped to tackle the challenges of the future.

Social Life Balance

Striking a balance between academic responsibilities and social activities is essential for the overall well-being and development of students.

Maintaining a healthy social life alongside schoolwork can contribute positively to a student's mental health, social skills, and overall happiness.

Here are some key points to take into account in achieving a well-rounded social life balance:

• Time Management : Efficiently managing time between homework, extracurricular activities, and socializing helps students avoid burnout and maintain a fulfilling social life.
• Quality Over Quantity : Focusing on meaningful social interactions rather than the number of social events can lead to deeper relationships and a more satisfying social life.

Equity and Access

Achieving equity and access in educational opportunities is a fundamental aspect that must be carefully considered in the context of homework policies and practices. Homework can either bridge or further deepen the existing educational disparities among students.

Students from disadvantaged backgrounds may not have the same resources or support systems at home to complete homework assignments, leading to an inequitable learning experience. This can perpetuate a cycle of inequality, hindering students' academic progress and overall well-being.

Ensuring equity and access in homework requires schools and educators to be mindful of students' diverse needs and circumstances. Providing additional support , such as access to resources like textbooks, technology, or tutoring services, can help level the playing field for all students.

Additionally, offering flexibility in homework deadlines or assignments can accommodate students facing challenges outside of school.

Frequently Asked Questions

Does homework affect students' physical health?.

Homework can impact students' physical health due to prolonged sitting, increased screen time, and disrupted sleep patterns. It may lead to issues such as poor posture, eye strain, and fatigue. Balancing academic demands with physical well-being is essential.

How Does Homework Impact Students' Mental Well-Being?

Homework can impact students' mental well-being by increasing stress levels, leading to anxiety and burnout. It may hinder relaxation time, social interactions, and sleep quality. Balancing homework demands with self-care practices is essential for mental health maintenance.

Can Excessive Homework Lead to Burnout in Students?

Excessive homework can indeed lead to burnout in students due to increased stress, lack of time for relaxation, and limited opportunities for social activities. It is essential to strike a balance to maintain student well-being.

Does Homework Contribute to Academic Dishonesty?

Homework can inadvertently contribute to academic dishonesty by creating an environment where students may feel pressured to cheat to meet deadlines or achieve high grades. Striking a balance in workload and promoting integrity is essential.

How Does Homework Impact Students With Learning Disabilities?

Homework can present unique challenges for students with learning disabilities. It may require accommodations or modifications to guarantee meaningful participation and learning. Tailoring assignments to individual needs and providing support can help foster academic success.

To sum up, homework has the potential to improve academic performance and develop important skills such as time management.

However, it can also lead to increased stress and anxiety, limit creativity, and impact a student's social life.

Parental involvement in homework can vary, affecting equity and access to resources.

Ultimately, the debate over the pros and cons of homework continues, highlighting the need for a balanced approach in education.

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Educational Wave Team

Is Homework Good for Kids? Here’s What the Research Says

A s kids return to school, debate is heating up once again over how they should spend their time after they leave the classroom for the day.

The no-homework policy of a second-grade teacher in Texas went viral last week , earning praise from parents across the country who lament the heavy workload often assigned to young students. Brandy Young told parents she would not formally assign any homework this year, asking students instead to eat dinner with their families, play outside and go to bed early.

But the question of how much work children should be doing outside of school remains controversial, and plenty of parents take issue with no-homework policies, worried their kids are losing a potential academic advantage. Here’s what you need to know:

For decades, the homework standard has been a “10-minute rule,” which recommends a daily maximum of 10 minutes of homework per grade level. Second graders, for example, should do about 20 minutes of homework each night. High school seniors should complete about two hours of homework each night. The National PTA and the National Education Association both support that guideline.

But some schools have begun to give their youngest students a break. A Massachusetts elementary school has announced a no-homework pilot program for the coming school year, lengthening the school day by two hours to provide more in-class instruction. “We really want kids to go home at 4 o’clock, tired. We want their brain to be tired,” Kelly Elementary School Principal Jackie Glasheen said in an interview with a local TV station . “We want them to enjoy their families. We want them to go to soccer practice or football practice, and we want them to go to bed. And that’s it.”

A New York City public elementary school implemented a similar policy last year, eliminating traditional homework assignments in favor of family time. The change was quickly met with outrage from some parents, though it earned support from other education leaders.

New solutions and approaches to homework differ by community, and these local debates are complicated by the fact that even education experts disagree about what’s best for kids.

The research

The most comprehensive research on homework to date comes from a 2006 meta-analysis by Duke University psychology professor Harris Cooper, who found evidence of a positive correlation between homework and student achievement, meaning students who did homework performed better in school. The correlation was stronger for older students—in seventh through 12th grade—than for those in younger grades, for whom there was a weak relationship between homework and performance.

Cooper’s analysis focused on how homework impacts academic achievement—test scores, for example. His report noted that homework is also thought to improve study habits, attitudes toward school, self-discipline, inquisitiveness and independent problem solving skills. On the other hand, some studies he examined showed that homework can cause physical and emotional fatigue, fuel negative attitudes about learning and limit leisure time for children. At the end of his analysis, Cooper recommended further study of such potential effects of homework.

Despite the weak correlation between homework and performance for young children, Cooper argues that a small amount of homework is useful for all students. Second-graders should not be doing two hours of homework each night, he said, but they also shouldn’t be doing no homework.

Not all education experts agree entirely with Cooper’s assessment.

Cathy Vatterott, an education professor at the University of Missouri-St. Louis, supports the “10-minute rule” as a maximum, but she thinks there is not sufficient proof that homework is helpful for students in elementary school.

“Correlation is not causation,” she said. “Does homework cause achievement, or do high achievers do more homework?”

Vatterott, the author of Rethinking Homework: Best Practices That Support Diverse Needs , thinks there should be more emphasis on improving the quality of homework tasks, and she supports efforts to eliminate homework for younger kids.

“I have no concerns about students not starting homework until fourth grade or fifth grade,” she said, noting that while the debate over homework will undoubtedly continue, she has noticed a trend toward limiting, if not eliminating, homework in elementary school.

The issue has been debated for decades. A TIME cover in 1999 read: “Too much homework! How it’s hurting our kids, and what parents should do about it.” The accompanying story noted that the launch of Sputnik in 1957 led to a push for better math and science education in the U.S. The ensuing pressure to be competitive on a global scale, plus the increasingly demanding college admissions process, fueled the practice of assigning homework.

“The complaints are cyclical, and we’re in the part of the cycle now where the concern is for too much,” Cooper said. “You can go back to the 1970s, when you’ll find there were concerns that there was too little, when we were concerned about our global competitiveness.”

Cooper acknowledged that some students really are bringing home too much homework, and their parents are right to be concerned.

“A good way to think about homework is the way you think about medications or dietary supplements,” he said. “If you take too little, they’ll have no effect. If you take too much, they can kill you. If you take the right amount, you’ll get better.”

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The pros and cons of homework

Should schoolwork be left at the school gate?

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1. Pro: improves academic achievement

2. con: risk of artificial intelligence, 3. pro: other benefits of homework, 4. con: less time with family and friends, 5. pro: parent involvement, 6. con: stress for students and teachers.

Homework should be scrapped to give children more time for “other creative things”, the president of Ireland has said.

UK pupils do more homework than many European countries Irish president Michael D Higgins begins historic UK visit

Speaking to Irish broadcaster RTE, Michael D. Higgins said school work should be “finished at the school” rather than at home, “an utterance likely to be seized upon by children for years to come in classrooms far beyond the shores of the Emerald Isle”, said the Independent .

Here are some of the benefits and some of the negative effects of homework for schoolchildren.

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A 2006 meta-analysis of research by Duke University in North Carolina found that children who have homework perform better academically at school. But it doesn’t benefit all students equally, the research found. The correlation was stronger for older students (12 and over) than younger students.

But the evidence is far from conclusive over whether homework really does increase student achievement. Other studies have found that it has a positive effect only under certain conditions, while others have found negative effects, and some studies suggest homework does not affect student achievement at all.

The arrival of highly sophisticated artificial intelligence chatbots, such as ChatGPT , could make it easier for students to cheat on their essays or homework – or even force teachers and professors to scrap homework altogether.

ChatGPT has been “trained on a gigantic sample of text from the internet” and can “understand human language, conduct conversations with humans and generate detailed text that many have said is human-like and quite impressive”, said the Daily Mail .

Kevin Bryan, an associate professor of strategic management at the University of Toronto, tweeted that he was “shocked” by the capabilities of ChatGPT after challenging the AI to answer numerous exam questions and found that it gave A-grade answers.

Evidence suggests that homework can bring non-academic benefits, particularly for younger school students. These include “learning the importance of responsibility, managing time, developing study habits, and staying with a task until it is completed”, said Reading Rockets , a national public media literacy initiative in the US.

The British Council agreed that it helps to develop “study habits and independent learning”, as well as helping students to “retain information taught in the classroom” and involving parents in learning.

TV presenter Kirstie Allsopp weighed in on the debate recently, urging parents to “enjoy the weekend” with their children, branding homework a “waste of time”.

“Find a book, cuddle up and read it together, or watch Winterwatch, or cook something with kids doing all the weighing and chopping. Then put that in the homework diary and enjoy your weekend with your kids,” she wrote on Twitter .

“There is nothing better for children than spending time with you, talking, doing and learning at the same time,” she said. “Following a recipe is reading, maths, science and fine motor skills in one activity.”

Homework can be a good way for parents to stay up to date with what their child is being taught in class as well as monitor their progress. But the extent to which parental involvement with homework is beneficial for children is still a matter of debate.

According to Reading Rockets, some studies show that homework assignments that require interactions between students and parents are “more likely to be turned in” than assignments that don’t require parental input. But other studies have found that “parent involvement in homework has no impact on student achievement”.

Educators and parents responded to President Higgins’ comments to say homework is a source of stress for all involved.

Replying to a Facebook post by Hull Live , one teacher said it was “a pain sourcing, copying, chasing and marking it”, while other parents said homework placed undue stress on young children. “I think they do enough work in the school hours as it is,” said one parent, while another commented: “Children need to switch off when they get home. No wonder children suffer mental health issues, they are burnt out before they reach secondary school.”

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  Sorcha Bradley is a writer at The Week and a regular on “The Week Unwrapped” podcast. She worked at The Week magazine for a year and a half before taking up her current role with the digital team, where she mostly covers UK current affairs and politics. Before joining The Week, Sorcha worked at slow-news start-up Tortoise Media. She has also written for Sky News, The Sunday Times, the London Evening Standard and Grazia magazine, among other publications. She has a master’s in newspaper journalism from City, University of London, where she specialised in political journalism.

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Pros and Cons of Homework

“Not until you finish your homework.”

“I want you to finish your dinner and get right to work on your homework.”

“Is your homework done? Then, no, you get up those stairs and finish first.”

We’ve all heard something similar from our mom, dad, or caretaker. Homework is a big staple of the American school scene, just like lockers, the school bell, and big yellow buses. Portrayed in media from the Brady Bunch to Cocomelon, homework has been an academic given for decades. 

Despite its popularity, this after-school activity has been under scrutiny for over a century. Britannica explains , “In the early 1900s, progressive education theorists, championed by the magazine Ladies’ Home Journal , decried homework’s negative impact on children’s physical and mental health, leading California to ban homework for students under 15 from 1901 until 1917. In the 1930s, homework was portrayed as child labor, which was newly illegal, but the prevailing argument was that kids needed time to do household chores.”

Regardless of opposition, homework persevered, and millions of American students still spend long hours completing bookwork in their bedrooms after school. 

What are the modern objections to homework? What if the opposition is right? Is there merit to the concerns, or is homework a helpful tool for a well-rounded and comprehensive education? If you’d like to find out, now’s the time to keep reading!

How Much Time?

When analysts crunch the numbers, children spend far more time doing homework than many believe necessary. According to One Class, elementary school students spend an average of 42 minutes a day on homework. Some parents and educators argue that five additional hours of schoolwork per week is too much for elementary students. 

High schoolers spend even more time on after-school assignments. Pew Research published a 2019 article in which they explained , “Overall, teens (ages 15 to 17) spend an hour a day, on average, doing homework during the school year, up from 44 minutes a day about a decade ago and 30 minutes in the mid-1990s.”

Globally, the U.S. ranks 15th for the average amount of time spent on homework by high school students. The Organization for Economic Cooperation and Development conducted a worldwide study on 15-year-old students to evaluate the homework load for high schoolers worldwide. 

Among the countries included in the study, China ranked first, with students spending an average of 13.8 hours a week on homework. The Netherlands ranked the lowest, with their students studying after school for an average of 5.8 hours a week. American students spent an average of 6.1 hours per week completing their homework.

What Students Think

Homework has become a point of significant stress for American students. 

One Stanford study found that 56% of students who participated in the survey stated that homework was a primary source of stress. Another study found that the decline in adequate teenage sleep may be partly due to homework. In yet another study, 82% of students interviewed admitted that they were “often or always stressed by schoolwork.” 

It’s not just the students who object to frequent homework. Parents have begun to voice their displeasure as well. One mother in Canada went viral on social media when she announced that she and her husband were done watching their ten-year-old daughter stress over her homework every night. They decided that homework wasn’t a useful educational tool for their child.

Another mother in Kansas expressed how frustrating it is when her daughter has homework that she as a mother is unsure how to help with. “I feel bad for emailing a teacher in the evenings. I’m slightly annoyed at homework in general because I don’t know what the teacher taught.” 

What Teachers Think

Educators debate whether or not homework is a positive educational tool. One Duke University professor recommends homework, believing there is a correlation between homework and academic success for older students. He recommends implementing the “10 Minute Rule.” Essentially, students receive 10 minutes of homework per day for each grade. (For instance, 1st graders would receive 10 minutes of homework, 5th graders 50 minutes, 12th graders 120 minutes.)

A Texas teacher informed the parents of her 2nd-grade students that she would not be assigning homework anymore. Instead, she asked that the children participate in real-life activities that encourage growth and success. These activities included outdoor play, family meals, and reading with parents. As her plan evolved, she acknowledged that some students actually enjoyed homework and missed the challenge. Other students received extra work here and there on an as-needed basis. 

Defining the Need

One question that desperately needs to be asked is, “What’s the purpose of homework?” 

The answer to this question can provide parameters, determine whether or not homework achieves the goal(s), and establish if it should continue to be a staple in the American education system.

Psychology Today wonders the same thing , without any clear-cut resolution. “I started the blog with a question ‘What’s the purpose of homework?’ I’ll end with the same question. If a teacher who is assigning the homework can’t provide a clear rationale behind this question, then maybe the homework shouldn’t be assigned.”

However, Honest Pros and Cons makes a case for homework in more detail. Their reasoning for homework includes :

• Practicing what they learn in the classroom
• Improving study habits
• Developing self-discipline
• Enhancing independent problem-solving skills

McRel International notes that many factors play into whether or not homework is an effective strategy for students. They acknowledge that after-school assignments have pros and cons and state that the research is by no means definitive.

Proponents of homework present several positives: 

• It improves student achievement – “Students in classes that were assigned homework outperformed 69% of students who didn’t have homework on both standardized tests and grades.” – Britannica ProCon

While the data is not conclusive, numerous studies have shown a correlation between academic success and the use of homework. 

• It involves parents – “Homework is also the place where schools and families most frequently intersect.” – US News

Homework encourages parents and children to spend time together problem-solving and working toward a goal. It also gives parents a window into what their child is learning and the progress they are making. 

• It encourages time management – “Homework is an effective tool when teaching your child about time management. This means that time management should extend beyond the classroom and into your home. ” – Edugage

American students spend roughly six hours a day at school. This schedule doesn’t leave much flexibility for sports, a social life, and a healthy amount of free time on top of homework. Kids have to learn time management if they want a life outside of their education. 

• It tracks progress – “Homework allows teachers to track students’ progress, meaning that homework helps to find out the academic strengths and weaknesses of children.” – Honest Pros and Cons

Homework gives teachers a chance to see what the student can achieve independently. Students must put into practice what they learned in the schoolroom in a different environment and without their teacher present.

• It develops working memory – “Revising the key skills learned in the classroom during homework increases the likelihood of a student remembering and being able to use those skills in a variety of situations in the future, contributing to their overall education.” – The Guardian

Environment can play an active part in memory. Biologically, our brains more easily recall memories and facts when we’re immersed in the same surroundings in which we created that memory or learned those facts. Homework removes the environmental factor, forcing students to strengthen their working memory. 

Concerned about the effects of homework on students, opponents note these objections:

• The science isn’t settled – “There is no conclusive evidence that homework increases student achievement across the board.” – Reading Rockets

As we’ve noted before, the data isn’t conclusive despite the numerous studies conducted. To many, the negatives suggested by various studies outweigh the proposed positives.

• It adds stress – “Researchers have found that students who spend too much time on homework experience more levels of stress and physical health problems.” – Psychology Today

Studies have concluded that too much homework creates undue stress on developing minds and bodies. This translates into mental, emotional, and physical issues for many students. This stress also affects their sleep , both the amount of sleep and the quality of that sleep. 

• It impacts other interests/pursuits – “Homework prevents self-discovery and having the time to learn new skills outside of the school system.” – University of the People

Critics of homework fear that, in addition to time spent on school grounds, after-school assignments stunt students’ abilities to experience life outside academia. Students who struggle with completing work at home are even more susceptible to a lifestyle void of other interests. 

• It expands the gap – “One study concluded that homework increases social inequality because it ‘potentially serves as a mechanism to further advantage those students who already experience some privilege in the school system while further disadvantaging those who may already be in a marginalized position.’” – Britannica ProCon

Homework often involves a computer and/or an internet connection. During the Covid-19 pandemic, 30% of students didn’t have the necessary technology at home to effectively participate in distance learning, raising questions about inequality affecting homework that relies on at-home technology. 

• It creates family tension – “Assigning homework forces a person to take on added disciplinary responsibilities.” – Front Range Christian School  

While homework can bring children and parents together, it can also drive a wedge between them. Students who feel overwhelmed or who need a break from focusing on academics often buck their homework requirements, leaving parents to enforce education standards that the teachers created. Parents and students alike can end up frustrated, with little progress made. 

A World of Unknowns

While the homework debate rages on, researchers continue to work toward a conclusive answer. In the meantime, teachers, parents, schools, and communities can work together to find a solution that meets the needs of their students. 

Without a doubt, homework has positive aspects that encourage students to advance through personal and academic growth. The trick is to nurture this positivity without stunting progress with adverse side effects. 

It’s a double-edged sword that’s well worth considering to ensure the best for our kids.

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TeachCatalystAI is a professional teaching assistant tool designed to help teachers create lesson plan, teaching materials, and many more with ease. Our AI-powered tool will help you streamline your classroom management, making it easier to keep track of students, assignments, and behavior. Our AI-powered tools and templates are great and configured to make you effective in teaching.

Pros and Cons of Homework: What You Should Know

Homework can be a great tool for students to improve their academic performance, but there are also some drawbacks.

Some pros to assigning homework are that it can help students practice and master the material they learned in class, it can help students develop good study habits, and it can give students a sense of accomplishment. Some cons to assigning homework are that it can be a burden for students if they have a lot of homework to do, it can take away time from family and friends, and it can cause students to stress out.

In this post, I am going to explore the various benefits and drawbacks of using homework in your classroom. Let’s get started!

Pros of homework

Homework can be a great tool for you to improve the learning process of your students if you use it correctly. The following are some of the benefits of homework for teaching and learning:

1. It helps students learn.

For example, homework can help students keep track of their progress and reinforce what they have learned. It can also help them focus on what they are doing in class, which will improve the amount of time that they spend in class.

2. It improves test scores.

3. it increases student engagement and motivation..

Homework has been proven to increase student engagement and motivation. When done correctly, homework can help students learn by engaging them in challenging tasks and helping them develop skills.

Finally, homework can be used as an opportunity for students to connect with other classmates and share ideas about the material they are studying. Connecting and sharing ideas with classmates about homework helps students become engaged and motivated.

4. It enhances productivity.

Additionally, homework can provide a sense of accomplishment that can encourage students to continue learning. Overall, homework enhances student productivity in the classroom by helping them focus on their work and learn more about the material being taught.

5. It teaches responsibility.

Every student knows the feeling of dread when they have to do their homework. For some, it can be tedious and time-consuming. But homework has a far bigger purpose than just helping students pass exams-it teaches them how to be responsible citizens in the classroom.

Homework can help students develop critical thinking skills, problem-solving abilities, organizational skills, and time management skills. It also encourages them to stay on top of their studies and stay up-to-date with new information. In short, homework helps students become better learners overall.

6. Homework develops time management skills.

Many students believe that homework is a waste of time because they think it only helps teachers track their progress and keeps them from having fun. In reality, homework is one of the most important tools teachers have to help students develop time management skills.

In all, homework can help students learn how to manage their time by planning and organizing their work, dividing up tasks into manageable chunks, prioritizing homework over other responsibilities, and scheduling time for schoolwork.

7. It helps students develop study skills.

8. homework builds self-discipline..

When students work on their homework, they are developing self-discipline. Self-discipline is the ability to focus, organize and manage time, plan, solve problems, and follow directions. Self-discipline is vital to success in school and in life.

9. Homework helps students learn to work independently.

For example, a student who has learned to work independently is more likely to be able to plan and schedule his or her time throughout the day, which will help him or her become more organized.

10. Homework helps students learn to follow directions.

For example, students often get homework that requires them to pay attention and follow directions before completing the tasks assigned to them. With that, they learn to follow instructions and directions, which is a critical skill in life.

11. It enhances critical thinking skills.

12. it boosts academic achievement..

Homework can boost academic achievement by helping students focus and retain information, work ahead in their lessons, and build valuable study skills.

13. It promotes teamwork and cooperation.

Additionally, when students are required to complete homework, they are more likely to try hard and cooperate with their classmates. This is because they know that if they do their homework, they will receive good grades.

14. Prepare for future academic challenges.

For example, homework can help students learn how to organize their information, study for tests, and think critically. In addition, homework can also help students build vocabulary and learn new concepts.

15. It promotes good work habits.

The benefits of homework are well known among educators, but what about students? There are many reasons why homework promotes good work habits among students.

Homework can also help strengthen relationships between parents and children, as parents support and supervise students to complete their homework. Parents can see the value in homework, and children may have a better attitude towards school if they know their parents expect them to complete their work.

16. It enhances problem-solving skills.

Problem-solving is a critical skill for students to develop. Problem-solving is the process of making decisions about how to solve problems. Homework can help students learn problem-solving skills by providing opportunities to practice them. In fact, homework has been shown to improve problem-solving skills .

17. A greater understanding of the material.

Homework has been shown to enhance a greater understanding of the material among students. This is because homework allows students to practice what they have learned and to reinforce it. It also allows them to explore the material further and experiment with it.

In addition, homework can help students develop their critical thinking skills. This is because homework helps students not to only understand the material, but to also organize it and think about it. It can help them develop their memory and recall abilities, which are essential for success in school and life.

Cons of homework

1. it can leave students feeling overwhelmed..

Homework can be a daunting task for students, leaving them feeling overwhelmed and stressed. As homework has become more and more common in schools, students are often left with little choice but to complete it.

2. It can be a distraction from other activities or interests.

There are a few reasons why homework can be a distraction from other activities or interests. One reason is that homework often requires concentration and focus, which can be difficult to maintain when there are other distractions around. Additionally, many students find it boring or tedious to do homework, which can lead to them losing interest in the task overall.

Finally, because homework often takes up a large amount of time each night, it can prevent students from spending time with friends or family members, which can also lead to boredom and loneliness.

3. It can create stress and anxiety in students.

Regardless of the reason, homework can often lead to feelings of stress and frustration. This is particularly true for students who are struggling academically or who have other responsibilities at home. Consequently, homework can be a major contributor to stress and anxiety in students.

4. It can lead to cheating.

And finally, it can be a way for students to hide their mistakes or try to cheat on tests. All of these reasons are why homework should not be given out as punishment, but rather as a way to help students learn and improve.

5. It can cause health problems.

Consequently, excessive amounts of homework may actually be harmful to your overall health.

6. It can interfere with family time.

There are many benefits to having a homework system in place, but it must be done in a way that does not interfere with family time.

7. It can interfere with sleep.

8. too much homework can affect students’ achievement..

Too much homework can have negative consequences for students’ academic achievement and future success. Too much homework can lead to a decrease in student productivity, diminished focus, and diminished enjoyment of learning.

Furthermore, it has been shown that students who do too much homework tend to have lower grades and lower test scores. There are several reasons why too much homework can have these detrimental effects.

Third, when students are spending too much time working on schoolwork rather than engaging in other enjoyable activities, they may lose interest in learning and forfeit valuable opportunities for personal growth.

All of the above negatively impact the academic achievement of students.

9. Homework can lead to boredom.

To conclude, homework can be a great way to help students learn and retain information. If done correctly, however, homework provides valuable instruction that reinforces what was learned in class. Too much of it, on the other hand, can result in students feeling overwhelmed and not getting the benefits they need from their studies. It’s important for educators to strike a balance between providing enough challenges for students while also ensuring they are well-rested so they are able to excel academically.

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Pros and Cons of Homework

What is the point of having to do homework? Almost every teacher has a different answer to this question. To me (a 13-year-old girl), homework is just a pointless waste of time that stops kids from being kids. When a teacher says it is to help you remember what you learned in a lesson, I say: We review the lesson in the next lesson, so homework doesn't really help me remember. Please answer my question. -- Against Homework Answer: The point that you make about homework has some merit. However, this is largely because you are only 13. While doing homework has literally no effect on achievement for elementary school children, it does have some positive effect on children your age in middle school. The real benefits of doing homework occur in high school, where those who do their homework do achieve at a higher level. There are definitely negative effects to homework. Too much homework at a:ny level in school can result in loss of interest in academic material, and physical and emotional fatigue, as well as denial of access to leisure time. It also can lead to cheating by copying and too much parental help. The educator who has done the most research on the positive effects of homework is Harris Cooper of Duke University. According to his studies, the most obvious benefit is that homework will increase students' retention and understanding of the material it covers. Furthermore, according to Cooper, homework can less directly improve students' study skills and attitudes toward school and teach students that learning takes place outside as well as inside of school.

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The Pro’s and Con’s of Assigning Homework

• July 25, 2022
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• Teacher Tips

Homework is a word that students dread hearing, and it is only fair after hours of classroom work when a teacher assigns them with extra work it sends a shudder down the spine of students and perhaps their parents.

But let’s be fair for a moment and think about how many of us as teachers really didn’t enjoy homework when we were students.

If your answer is a big yes, it does not necessarily mean that one was a bad student or didn’t enjoy learning.

Our educational system revolves around the revision and extra learning process called homework, yet after all the prolonged discussion on whether children should be assigned extra tasks for home, the question remains, is there a benefit of homework? There’s different points of view on assigning homework.

More importantly, are there any pros or cons to assigning homework, or does it just burden growing young minds.

To answer this question, a single debate is not going to be enough; instead, I will list all the major pros and cons that have surfaced via different research and case studies that genuinely make a point.

Let’s start with the PROS of assigning homework.

Number 1: it encourages practice.

Repeating the same problems over and over can be boring and difficult, but it also reinforces the practice of discipline. To get better at a skill, repetition is often necessary. You get better with each repetition. By having homework completed every night, especially with a difficult subject, the concepts become easier to understand.

Repeating the same tasks on a daily basis is far from the definition of fun for the average person. Without repetition, however, it is difficult to improve personal skills or discover new talents.

Homework is an opportunity to lay the framework of discipline that can last for a lifetime. Sometimes, homework isn’t about the actual work that needs to be finished. It is about learning how to manage oneself so that personal goals can be consistently achieved.

That gives the student an advantage later on in life when seeking a vocational career.

Number 2: Homework encourages parents’ involvement

Homework can be something that gets parents involved in their children’s lives if the environment is a healthy one. A parent helping their child with homework makes them take part in their academic success and allows for the parent to keep up with what the child is doing in school. It can also be a chance to connect together.

Even parents who are classroom chaperones don’t get to see everything their child is learning each day. Homework is an opportunity to know what is being taught by their child’s teacher. Not only does this help to engage the learning process for everyone, but it also provides a chance for parents to ask questions about the curriculum or express concerns they may have.

Number 3: It extends the learning process throughout the day

Most school subjects are limited to 30-60 minutes of instruction per day. Specialty subjects, such as art and music, may be limited to 1-2 hours per week. Assigning homework allows students to have their learning process extended in these areas, allowing them to develop a piece of deeper knowledge, interest, or passion about certain matters. Time shortages can create knowledge gaps. Homework can help to lessen or eliminate those gaps.

Number 4: It requires students to learn time management

Homework can involve many different tasks. It becomes necessary for students to manage their time wisely to ensure they can get their work finished on time. It encourages students to set priorities for their time to accomplish their goals and not feel like they missed out on something. This process encourages problem-solving, creative thinking, and personal responsibility. These benefits don’t just stop with the student either. Families must learn time management to accommodate the homework needs as well.

Number 5: It creates communication networks

For homework to be effective, there must be two communication networks present. Parents and children must form a network. Parents and teachers must also form a network. By sending homework on a regular basis, these networks stay activated so that the student can receive an individualized learning opportunity. Parents understand the teachers better. Teachers understand the students better. Students, though they may hate the homework, can understand their lessons better. It becomes a winning situation for everyone involved.

Number 6: It can take kids away from computers, TVs, and mobile devices

Today’s students spend almost as much time at school as they do watching TV or using an electronic device. Students spend up to 4 hours per school night on electronic devices and up to 8 hours per weekend day. By encouraging homework, the amount of time being spend in front of screens can be reduced. In return, there is a lower risk of eye strain, myopia, headaches, and other issues that are associated with high levels of screen use.

Number 7: It can foster deeper parent/child relationships

Parents are very busy today. About 60% of all two-parent families have both parents employed. In single-parent families, the amount of contact time a parent might have with their child could be as little as 2-3 hours per day. Homework is an opportunity for parents to provide their wisdom and expertise to their children in a way that benefits everyone. Not only is the information passed along, but every homework opportunity is also a chance for parents and children to foster deeper relationships with one another.

Number 8: It encourages discipline

Homework is an opportunity to lay the framework of discipline that can last for a lifetime. Again, like I said earlier, homework isn’t about the actual work that needs to be finished. It is about learning how to manage oneself so that personal goals can be consistently achieved.

Number 9: It sets the stage for a vocational career

Many vocations require their workers to be available at different hours during the day. Some require employees to be ready, in an on-call status. An important work project might need to be completed at home. When teachers and schools assign homework to students, it is an opportunity to learn what the world is really like. There are some days when extended work is required. In return, once that work is completed, you get to do all the fun things you want to do.

Number 10: It is an opportunity to find pride in one’s work

Doing a good job on something feels good. It gives you confidence and boosts your self-esteem. Homework can provide these benefits, especially when the work meets or exceeds expectations. Finding pride in one’s work can help students determine who they want to be when they grow up.

Now all of this sounds extremely convincing, and if you leave with this information, you will consider homework the best therapy for improving your student’s command of their curriculum. But there is more to the story; while homework can be a life-improving activity, it has its own potential threats that are becoming common as the curriculum becomes tougher and tougher with respect to the grade in which the child is assigned.

Not all minds think alike; similarly, the perception and acceptance of homework vary among students by a broad spectrum.

Some are okay with it, and they will finish the task despite their interest; some will consider it a chore and will try to get through it as soon as possible, while some will enjoy the extra burden of homework and enjoy the extra learning.

They all perceive different benefits, advantages, and disadvantages of having homework. And being a teacher the hardest part is to explain to a student why the assigned homework will benefit them when it’s time for end of year assessments.

In light of this argument, I would like to share the CONS or disadvantages of assigning homework.

Again teachers might not approve of the facts, but the key to success is to find the equilibrium point the sweet spot to reap maximum benefits from assigning homework to students.

Number 1: It eliminates playtime from a child’s routine

Many children already put in the same number of hours for their schooling and activities as their parents do with their full-time jobs. Sports, clubs, Girl or Boy Scouts, church activities, and more are all part of the modern routine. There needs to be time for playing in there as well, and homework can take that time away. When children aren’t given time to play, they have lower levels of personal safety awareness, have lower average grades, and have a higher risk of health concerns.

Number 2: It is often graded on benchmarks instead of personal achievement

The goal of homework is to increase personal knowledge in a specific area. The reasons for this need are often mixed. It is often assigned to improve a specific test score instead of improving a specific personal skill or habit. Since homework is often completed at a time when children feel tired after school, the amount of information they retain is limited. If stress, anxiety, or even hunger are added into the mix, the results of homework can be negligible or even negative.

Number 3: It can be used to offset teaching shortfalls

The general rule of homework is that 10 minutes per day should be assigned at maximum, based on the student’s grade level.

A 1st grader should receive 10 minutes per day at maximum, a 2nd grader should receive 20 minutes, and so forth. Yet, in the U.S., the average 1st grader comes home with 20 minutes of homework – double the recommended amount. That means it is being used more for educational shortfalls than for student development in many cases.

Number 4: It reduces the amount of outdoor time

As homework responsibilities have risen, the amount of time children spent outside playing has decreased. In the past generation, the amount of outdoor playtime has been almost cut in half. At the same time, homework assignments have risen by an almost equal level. The average amount of homework assign to a high school senior in the U.S. is 3 hours per day at high-performing schools. That means some students work longer hours in their education than their parents do for their full-time job.

Number 5: It encourages shortcuts

Students assigned high levels of homework begin to look for ways to reduce their time commitments. That means trying to find shortcuts to the process. It could mean a student decides to put in a 50% effort to have more energy to do something else later in the day. Many families with multiple children do their homework together just to save time. That reduces the effectiveness of what the homework is supposed to accomplish.

Number 6: It may be beyond the parent’s scope of knowledge

Changing lesson plans mean homework assignments follow different rules than parents may know compared to their time in school. Common Core mathematics is one of the best examples of this. If parents cannot help with the core concepts of a homework assignment and do not have access to helpful information, then the purpose of the homework is lost. The results can be detrimental to the learning process. It can even rob students and parents of their confidence.

Number 7: It isn’t something that can be enforced

Refusing to do homework is not against the law. Some students may decide that the consequences they receive at school for not doing their homework are worth the time-savings they receive in not doing it. Motivation can be a tricky thing. Unless there is value in the homework being sent home on some level, there will always be a handful of students in every school who decide that the effort of doing the work isn’t valuable enough to them.

Number 8: It decreases the development of creative processes

Homework is usually structured around the completion of a specific assignment. Even in art, music, or writing, the homework must be completed in a specific way to receive a good grade. That means homework is teaching concepts of compliance more than it is teaching concepts of skill development.

Number 9: It reduces the amount of down time a student receives

It is true that the average student may spend up to 4 hours every school night in front of an electronic screen. That might mean a movie, a TV show, or video games. More homework is being administered through electronic devices as well. This leaves less time for students to pursue extra-curricular activities, develop a new hobby, or spend time with their families. Excessive homework can even lead to learning burnout when it occurs for long enough.

Number 10: It may not offer any skill improvement

Except for outlier surveys, homework does the best job of creating a negative attitude toward learning something new. Kids don’t want to go to school because they don’t want to receive tons of homework that need to be done. Parents are even required to initial or sign an acknowledgement that the homework has been completed. If that signature doesn’t happen, who receives a consequence at school? The student. Homework can help students fall behind their peers in specific areas, especially if private tutoring is involved, but the other benefits of homework may be overstated.

Number 11: It adds more time to a child’s daily responsibilities

The average school begins their day at 8am. The school day ends at 2:30 or 3:20pm. Many students can easily reach 8 hours of school responsibilities every day. Homework for the weekend may include up to another 6 hours of school responsibilities for a high-performing school. Children as young as 5 are going to formal school settings for 6-8 hours every day. Although this does accommodate the working hours of parents, it creates a huge strain on the kids. Some just feel like they don’t have time to be a kid any more.

Number 12: It could encourage a low-movement lifestyle

Children often sit for long periods of time when in the school environment. They often sit for long periods while completing their homework. Recent research suggests that prolonged sitting could be just as dangerous to a person’s health as smoking. With obesity levels at record highs around the world, but especially in the United States, the best homework to send home might just be to go outside to play for some time.

Number 13: It puts some children at a disadvantage

Not every parent is invested into their child’s education. Not every parent helps a child with the homework they have. Some parents may not even come home at night. Children that come from homes where their parents are not invested in them tend to be at a disadvantage when it comes to homework. Without any home support, a child can feel like their teacher and their parents are both “out to get them.” This feeling can inspire a number of negative choices, including criminal activity.

Teachers, I want to point this out…homework needs to be relevant

Homework should not be graded

Homework should not be given just to give it

Homework should not be new learning

Instead of a worksheet, let’s say you want to reinforce a geometry math lesson, have the student make a list of “geometric shapes” in their home; or if you’re studying rocks, have student collect rocks to bring to class – you get the point. I hope that this post has given you some valuable insights as to the pro’s and con’s of assigning homework.

Steve Hiles

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I am a retired military and elementary school teacher living in Tennessee. I am an avid reader and love to write. I am very passionate about helping teachers. I hope you find my educational tips and strategies useful and enjoy hearing about my personal journey. Thanks for visiting!

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Pros and Cons of Homework: The Great Homework Debate

1)    enforcing discipline, 2)    increased learning, 1)    prevents outside growth, 2)    causing stress, the bottom line, alternatives.

There are many pros and cons of homework. If you remember back to your childhood, one of the most annoying parts of school might have been homework. Many of dreaded having to get home, because instead of doing something fun, we had to whip out the textbook and start doing some problems – not a great way to have to spend the afternoon. We didn’t understand the importance of homework, we saw it as a chore. The same is true of children today.

Homework has been heavily debated for years, with popular opinion shifting in and out of favor over the generations. As both a teacher and a mother, I have mixed feelings on the issue. On one hand, I know the importance of skill practice. However, I also know how crucial it is for children to have time for play and exploring interests outside of school.

Thankfully, I think there is a way to settle the ‘great homework debate’ by finding better alternatives.

Pros and Cons of Homework: The Good

The most influential part of homework is the habits it instills in students. In class, students are not often challenged to study and learn on their own; they are instead guided. With homework, students must force themselves to get the work done on their own time, instilling discipline and habits of work.

Discipline is especially relevant when these students start to work and, eventually, consider college. If they lack important studying habits, they will struggle in the self-lead world of college. But homework isn’t the only way teachers and parents can help children be more disciplined.

There are many other ways to strengthen this ability as well. One being providing structure and two, teaching problem-solving skills.

Believe it or not, homework does help the student to learn the subject faster and with higher accuracy. In fact, scientific research shows there is no ‘math gene’ that makes people good at math. Instead, it takes practice.

When students approach high school, the amount of work assigned per night slowly rises. Additionally, the amount of work a student can handle with positive results raises over time as well. A high school student and an elementary schooler can’t handle the same amount of homework, which is why it is assigned in different quantities.

The benefits of homework start to degrade after two hours for high schoolers, an hour and a half for grades 7-9, 45 minutes for grades 3-6, and 15 minutes for grade k-2. So instead of getting rid of homework altogether, teachers can focus on assigning a reasonable amount of what really matters.

Pros and Cons of Homework: The Bad

Excessive amounts of homework can take away from a student’s free time to engage in other activities. My middle schooler has struggled with this as tons of homework got in the way of doing what she loves, singing.

From sports to work to hobbies and clubs, there is a variety of things outside of homework that’s worth a student’s time. Finding balance is key. This can often be accomplished through schedule and routine.

Along with preventing outside growth, homework can lead to not just a full schedule, but a packed one. It is no secret this generation’s children are pressured more than any in the past to excel. From travel sports for elementary schoolers to thousand-dollar tutoring sessions to endless college visits – the stress is mounting.

Add homework on top of all this work, and the student is going to feel stressed out. The key is helping them feel successful while not overworking them at such a young age. I’ve found that a great way to do this is by making studying fun! If your child is one that hates math or doesn’t see the importance of reading , using interactive alternatives to study time is important.

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I know you may be thinking, I don’t assign the homework, I don’t have control. But most teachers are flexible and will work with you if you explained how other practice alternatives are helping your child.

I think the proper way to go about handling the issue of homework is not full support or a complete ban, but a middle-ground approach.

Most of the cons of homework come from an excess of it, while most pros are from homework in moderation. It is clear homework helps, at least to an extent, and too much is indeed a bad thing. We can’t coddle our kids forever, but it’s irresponsible to force a 45+ hour work week on students.

If we want students to succeed, we need to add in extra work when they need it. We also need to include it in a personalized manner to work their weak spots and hold their interest.

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Homework is boring, we all know it, so why not look for a better option? Sometimes, students do need an extra push of outside learning to succeed; homework alone might not just be enough. ArgoPrep’s new K-8 math program might be the solution you need. Keep extra work useful, and with purpose, that’s why ArgoPrep’s service is such a great addition, it adds in what you need when you need it.

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Pros & Cons of Homework

Vivek saxena, 23 jul 2018.

Homework is like chores: it’s a traditional activity that most children hate. Since the 1950's, when pressure from the Cold War prompted legislators and school officials to make homework a mainstay in the education system, children have been returning home everyday with stacks of books and papers. Though homework is tedious, time consuming and occasionally demoralizing, some studies suggest that homework prepares students well for tests, particularly standardized tests, by forcing them to practice their lessons over and over again. Other studies produced mixed results. Heated debate over the pros and cons of homework continues today with cogent arguments on both sides of the issue.

Explore this article

• Pro #1: Practice Makes Perfect
• Con #1: Homework Is Boring
• Pro #2: Responsibility and Time Management
• Con #2: It's Too Much
• Homework Learning Conclusion

1 Pro #1: Practice Makes Perfect

The primary purpose of homework is to help children retain the information they learn. An advantage of homework is that students who perform rote tasks like reading, writing, and solving equations are likely to acquire a better grasp of the information they're learning. Additionally, children improve their abilities and skills by using the knowledge they’ve learned to solve even more complex problems. These benefits add up and eventually become clear when students are tested. Students who complete homework everyday are better prepared; therefore, they are more likely to feel confident and less anxious about performance.

2 Con #1: Homework Is Boring

Since many children find homework learning to be tedious and boring, they don’t try as hard, which in turn affects their in-class performance. Teachers have tried combating this trend by making homework more appealing and challenging, but it hasn’t always fared well. While some students performed better, others fell behind due to the increased complexity of the assignments. Teachers could combat this problem by mixing rote work with a few more complex assignments.

3 Pro #2: Responsibility and Time Management

Work completed in a classroom is easy for a child because it’s a forced action. Children are in school, so they might as well perform the work. Homework, on the other hand, forces a child to take responsibility and manage his time better. Children who fail at this task ultimately garner poor homework grades and fall behind in class, whereas children who do take full responsibility excel. Parents play a pivotal role in this process, because they are partially responsible. That said, parents should work with their child to develop a feasible schedule that takes into consideration homework learning as well as extracurricular activities and leisure time.

4 Con #2: It's Too Much

Too much homework can demoralize students and lead to lower test scores. Students from countries where less homework is assigned, such as Japan and Denmark, score better on tests than students from countries that assign a lot of homework. While American students do more homework than many of their international competitors, their overall test scores are average.

5 Homework Learning Conclusion

Controversy over the pros and cons of homework continues unabated. Those opposed to homework cite how children are bored of it, and how too much of it demoralizes them. Likewise, proponents of homework point to improved test scores and a greater sense of responsibility and accomplishment. There may never be a definite answer, but homework will likely be around for many years to come.

• 1 Brookings Report: Homework in America
• 2 The Atlantic: My Daughter's Homework Is Killing Me
• 3 Time: Is Homework Good for Kids? Here's What the Research Says

About the Author

Vivek Saxena has been a full-time freelance writer since 2004, contributing to several online publications. Prior to becoming a writer, Saxena studied computer technology at Purdue University.

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15 Should Homework Be Banned Pros and Cons

Homework was a staple of the public and private schooling experience for many of us growing up. There were long nights spent on book reports, science projects, and all of those repetitive math sheets. In many ways, it felt like an inevitable part of the educational experience. Unless you could power through all of your assignments during your free time in class, then there was going to be time spent at home working on specific subjects.

More schools are looking at the idea of banning homework from the modern educational experience. Instead of sending work home with students each night, they are finding alternative ways to ensure that each student can understand the curriculum without involving the uncertainty of parental involvement.

Although banning homework might seem like an unorthodox process, there are legitimate advantages to consider with this effort. There are some disadvantages which some families may encounter as well.

These are the updated lists of the pros and cons of banning homework to review.

List of the Pros of Banning Homework

1. Giving homework to students does not always improve their academic outcomes. The reality of homework for the modern student is that we do not know if it is helpful to have extra work assigned to them outside of the classroom. Every study that has looked at the subject has had design flaws which causes the data collected to be questionable at best. Although there is some information to suggest that students in seventh grade and higher can benefit from limited homework, banning it for students younger than that seems to be beneficial for their learning experience.

2. Banning homework can reduce burnout issues with students. Teachers are seeing homework stress occur in the classroom more frequently today than ever before. Almost half of all high school teachers in North America have seen this issue with their students at some point during the year. About 25% of grade school teachers say that they have seen the same thing.

When students are dealing with the impact of homework on their lives, it can have a tremendously adverse impact. One of the most cited reasons for students dropping out of school is that they cannot complete their homework on time.

3. Banning homework would increase the amount of family time available to students. Homework creates a significant disruption to family relationships. Over half of all parents in North America say that they have had a significant argument with their children over homework in the past month. 1/3 of families say that homework is their primary source of struggle in the home. Not only does it reduce the amount of time that everyone has to spend together, it reduces the chances that parents have to teach their own skills and belief systems to their kids.

4. It reduces the negative impact of homework on the health of a student. Many students suffer academically when they cannot finish a homework assignment on time. Although assumptions are often made about the time management skills of the individual when this outcome occurs, the reasons why it happens is usually more complex. It may be too difficult, too boring, or there may not be enough time in the day to complete the work.

When students experience failure in this area, it can lead to severe mental health issues. Some perceive themselves as a scholarly failure, which translates to an inability to live life successfully. It can disrupt a desire to learn. There is even an increased risk of suicide for some youth because of this issue. Banning it would reduce these risks immediately.

5. Eliminating homework would allow for an established sleep cycle. The average high school student requires between 8-10 hours of sleep to function at their best the next day. Grade-school students may require an extra hour or two beyond that figure. When teachers assign homework, then it increases the risk for each individual that they will not receive the amount that they require each night.

When children do not get enough sleep, a significant rest deficit occurs which can impact their ability to pay attention in school. It can cause unintended weight gain. There may even be issues with emotional control. Banning homework would help to reduce these risks as well.

6. It increases the amount of socialization time that students receive. People who are only spending time in school and then going home to do more work are at a higher risk of experiencing loneliness and isolation. When these emotions are present, then a student is more likely to feel “down and out” mentally and physically. They lack meaningful connections with other people. These feelings are the health equivalent of smoking 15 cigarettes per day. If students are spending time on homework, then they are not spending time connecting with their family and friends.

7. It reduces the repetition that students face in the modern learning process. Most of the tasks that homework requires of students is repetitive and uninteresting. Kids love to resolve challenges on tasks that they are passionate about at that moment in their lives. Forcing them to complete the same problems repetitively as a way to “learn” core concepts can create issues with knowledge retention later in life. When you add in the fact that most lessons sent for homework must be done by themselves, banning homework will reduce the repetition that students face, allowing for a better overall outcome.

8. Home environments can be chaotic. Although some students can do homework in a quiet room without distractions, that is not the case for most kids. There are numerous events that happen at home which can pull a child’s attention away from the work that their teacher wants them to do. It isn’t just the Internet, video games, and television which are problematic either. Household chores, family issues, employment, and athletic requirements can make it a challenge to get the assigned work finished on time.

List of the Cons of Banning Homework

1. Homework allows parents to be involved with the educational process. Parents need to know what their children are learning in school. Even if they ask their children about what they are learning, the answers tend to be in generalities instead of specifics. By sending home work from the classroom, it allows parents to see and experience the work that their kids are doing when they are in school during the day. Then moms and dads can get involved with the learning process to reinforce the core concepts that were discovered by their children each day.

2. It can help parents and teachers identify learning disabilities. Many children develop a self-defense mechanism which allows them to appear like any other kid that is in their classroom. This process allows them to hide learning disabilities which may be hindering their educational progress. The presence of homework makes it possible for parents and teachers to identify this issue because kids can’t hide their struggles when they must work 1-on-1 with their parents on specific subjects. Banning homework would eliminate 50% of the opportunities to identify potential issues immediately.

3. Homework allows teachers to observe how their students understand the material. Teachers often use homework as a way to gauge how well a student is understanding the materials they are learning. Although some might point out that assignments and exams in the classroom can do the same thing, testing often requires preparation at home. It creates more anxiety and stress sometimes then even homework does. That is why banning it can be problematic for some students. Some students experience more pressure than they would during this assessment process when quizzes and tests are the only measurement of their success.

4. It teaches students how to manage their time wisely. As people grow older, they realize that time is a finite commodity. We must manage it wisely to maximize our productivity. Homework assignments are a way to encourage the development of this skill at an early age. The trick is to keep the amount of time required for the work down to a manageable level. As a general rule, students should spend about 10 minutes each school day doing homework, organizing their schedule around this need. If there are scheduling conflicts, then this process offers families a chance to create priorities.

5. Homework encourages students to be accountable for their role. Teachers are present in the classroom to offer access to information and skill-building opportunities that can improve the quality of life for each student. Administrators work to find a curriculum that will benefit the most people in an efficient way. Parents work hard to ensure their kids make it to school on time, follow healthy routines, and communicate with their school district to ensure the most effective learning opportunities possible. None of that matters if the student is not invested in the work in the first place. Homework assignments not only teach children how to work independently, but they also show them how to take responsibility for their part of the overall educational process.

6. It helps to teach important life lessons. Homework is an essential tool in the development of life lessons, such as communicating with others or comprehending something they have just read. It teaches kids how to think, solve problems, and even build an understanding for the issues that occur in our society right now. Many of the issues that lead to the idea to ban homework occur because someone in the life of a student communicated to them that this work was a waste of time. There are times in life when people need to do things that they don’t like or want to do. Homework helps a student begin to find the coping skills needed to be successful in that situation.

7. Homework allows for further research into class materials. Most classrooms offer less than 1 hour of instruction per subject during the day. For many students, that is not enough time to obtain a firm grasp on the materials being taught. Having homework assignments allows a student to perform more research, using their at-home tools to take a deeper look into the materials that would otherwise be impossible if homework was banned. That process can lead to a more significant understanding of the concepts involved, reducing anxiety levels because they have a complete grasp on the materials.

The pros and cons of banning homework is a decision that ultimately lies with each school district. Parents always have the option to pursue homeschooling or online learning if they disagree with the decisions that are made in this area. Whether you’re for more homework or want to see less of it, we can all agree on the fact that the absence of any reliable data about its usefulness makes it a challenge to know for certain which option is the best one to choose in this debate.

The Pros and Cons of Homework: Is Homework Really Worth It?

Homework has been a long-debated topic in the realm of education. Homework used to be a given for teachers; all students were assigned homework. Nowadays, especially because of the initial year with COVID- 19, teachers are not assigning as much homework.

With COVID-19, the majority of students in a class do not complete homework. They sat around and texted while their classes were occurring. Some students have learned that they can get away with not completing it. Teachers are frustrated with the back and forth regarding homework so there has been a shift in the perspective. It is not assumed for each class anymore, but generally just assumed for certain core classes such as Math or Language Arts. So, what are the pros and cons of assigning homework to students?

The purpose of homework is to reinforce what students learn in the classroom and to prepare them for future academic tasks. However, there are a number of potential disadvantages to assigning homework. It can create more work for teachers and parents, be a source of stress for students, and can interfere with family time On the bright side, assigning homework can help students learn new material, help them develop study skills, and significantly reduce screen time.

The Cons of Homework

Completing homework incorrectly does more harm than good.

A large part of having homework is practicing a previous concept a student already learned. The student learns something that day during class, takes it home, and works on it a handful more times in order to instil the procedures and strategies in their head.

Occasionally, or sometimes more frequently with certain students, a student brings back a homework assignment almost all wrong. They didn’t pay attention during class and so when it came to the homework, they just guessed. As a teacher, it can be incredibly frustrating; the teacher is upset because they don’t know the concept and they’re starting to develop an incorrect way of solving or doing the concept.

If a student completes homework incorrectly, they become discouraged. They are also frustrated that they don’t understand the concept. They feel as if their time has been wasted. Well, because it kinda has. They spent 20 minutes, 45 minutes, or whatever it was, doing nothing beneficial with their time. The outcome they had from the homework didn’t create anything positive other than showing diligence in attempting to complete work.

Not Every Home Is Supportive of Completing Homework

For some students, their parents are incredibly supportive of the school; they continually check grades, they ask their students how school was that day, and some parents even help their students with their homework. This also creates a positive atmosphere to complete homework in. Students are more motivated and likely to complete their homework if someone else is showing interest in them completing it. Also, if the homework is challenging, it is better for the student’s level of understanding if an adult can help them.

Some parents could care less about school. Maybe the parent is so busy with work, they have no time to help and support their student. It could also be a circumstance where the parent struggled in school as well so they feel like individuals place too much emphasis regarding school.

In these instances where students are not supported, why would they do the homework? How could they do the homework? Students are generally motivated by things like getting their phone taken away or losing friend time, so if the parent doesn’t care enough for there to be possible negative outcomes, there might not be motivation there to do the homework.

It Discourages Opportunities for Other Activities

If students are doing homework, they are missing out on other activities. Spending time inside doing homework means no spending time outside on a bike. Spending time inside doing homework means not spending time watching a favorite TV show either. It is important for students to engage in other interests in their life outside of school. School goes alongside other interests a student has. School should not be the only thing they are worried about.

Play is an important part of a kid’s development. It gives kids the opportunity to be creative. Through being creative, they can develop in areas of dexterity, cognitive, emotional strength, and imagination, just to name a few. It is crucial for kids to run outside and play to make discoveries on their own.

Play can also strengthen a student’s interest in school . If they develop outside interests, they can apply these interests in a school setting. For example, if a student is interested in a specific football team, they might be provided with the opportunity to write a creative writing piece regarding a game played by that favorite team.

The Pros of Homework

Parents get more involved in their children’s learning.

When a parent knows more of what’s going on in a classroom, they can be more involved if they chose to do so! A parent can get more involved by helping their student with homework, working on the additional practice of what the student is currently learning, helping improve grades, and even asking the teacher questions.

Teachers most certainly appreciate when a parent wants to be involved in a student’s learning. It shows that they care. It also shows that they have their back when teaching the child. If a child is acting up, as a teacher, it is nice to know that the parent at home will support your efforts in trying to diminish a behavior or further understand a concept.

If requested by a parent, most teachers will even provide extra work for a student to practice more at home. Even though it might not account for any sort of credit, continually practicing a concept that the student does not understand will benefit them in the long run. Unfortunately, parents being supportive of homework is less common in the education world than you might think.

Even though the student is the one working on the homework, the homework is also the teacher providing the parent with the opportunity to speak up and become more involved. Teachers want parents to know what their child is working on during school. Teachers want parents to assist in making sure their student understands the concepts that are gone over during class.

Reinforces Learning and Practicing Good Study Habits

By having students complete homework, you are having them practice learning. Most things in life are learning. We constantly take in new information and remold it into a way that benefits us or a way we want to see it. With learning, we adapt new ways of doing something or even dislikes we might have. Students practicing a skill is important to mastering that skill. As time goes on, the hope is that students will realize they need to continually work on learning something in order to be a pro.

Practicing good study habits is a key outcome of homework. Most students are in school Kindergarten through 12th grade, with some even extending 15 years after 12th grade. Some individuals don’t realize the full extent of time they are in school. It is years and years and years. It is crucial to set yourself up for success by attending school for such a long time. By developing positive routines and effective methods of studying, a student will experience more wins during their time in school.

One of the more important study habits that develop from homework is t ime management skills . Developing the skill to know how long to spend on what things in life will allow a person to succeed. Students can use these skills on a daily basis to figure out how much time they will get to spend with friends or how long it takes them to get to and from school.

Time management skills are also so applicable to other things later in life. When students are learning time management skills with homework, they can apply this to spending time with friends, watching a television show, or even a job.

Can Reduce Screen Time

We spend so much time on devices, just about everyone included. We are on social media, reading articles, buying things, watching movies, etc. Especially now in the world of COVID- 19, even more, has been transferred to an online format. Students are on computers daily at most schools. When they get home, oftentimes students are on phones texting friends or on Snapchat. Completing homework instead of being on social media, means a reduced amount of time in front of a screen .

Now, some homework might be online, but not all homework is. Depending on the subject, teachers assign plenty of homework on paper. Most homework is on paper because teachers cannot assume a child has a device available at home to complete homework. Some families are low income and can’t afford to have a computer at home. Assigning homework on the computer would put low-income families at a disadvantage.

Related: What are the Pros and Cons of Virtual Learning?

The Bottom Line – Pros and Cons of Homework

Is assigning homework beneficial or hurtful? Every subject, teacher, and circumstance is different.

Homework can be a mainly positive item for some students and mainly a negative item for other students. The reason why it is such a debate is that a teacher is assigning homework for an entire class, not just one student. Even if they know each student well, there is no way that every single student has a supportive household.

If a teacher assigns homework, they are benefiting only part of the students. If a teacher doesn’t assign homework, they are giving the students, who would be completing it, a disadvantage.

Do the pros outweigh the cons with homework? What do you think?

Classroom Management Homework

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What Is an HEA? Home Equity Agreement vs. HELOC: The Pros and Cons, Explained

If you need cash and are thinking about tapping your home equity, one option few people consider—or even know about—is a home equity agreement, or HEA.

Why choose an HEA over a home equity loan or a home equity line of credit ( HELOC )? Much of the decision comes down to your desired payment plan.

With a HELOC, once you’re approved for the loan, you can borrow from your line of credit as much or as little as you like, accruing interest only on the part of the loan you’re using.

A HELOC is a good option if you’re working on a home renovation project and you’re not sure how much money you’ll need. But there’s one catch: The term for repayment is typically just 10 years, and the interest rate is variable.

With a home equity loan, the loan is granted in a lump sum, usually with a 30-year fixed interest rate.

And then there is the HEA.

The pros and cons of a home equity agreement

The home equity agreement, also known as a home equity sharing agreement, also allows you to borrow money against the equity in your home. Instead of paying the amount back monthly, you promise to pay back the loan and a percentage of the appreciation of the value of your home when you sell it.

Because this type of loan doesn’t require a monthly payment, lenders are typically more lenient with homeowners’ credit scores and qualifications.

For example, if you have no proof of income or you’re self-employed, it’s easier to get an HEA than a HELOC, which typically requires a credit score of 620 or above to qualify. In general, an HEA allows homeowners with lower credit scores and higher debt-to-income ratios access to a loan.

The HEA is a relatively new loan type, but it’s becoming increasingly popular because of the relatively low barrier to entry.

You can use the money for anything you wish—paying down debt, funding renovations, or even purchasing another home, says Doug Perry , a strategic financing adviser at Bethesda, MD-based Real Estate Bees .

With interest rates high right now, more people are choosing to stay in their homes and build equity. An HEA offers homeowners in a variety of financial circumstances the opportunity to borrow a lump sum of interest-free money.

“One reason people might be thinking about an HEA is that home equity is at a record high, so there is a lot of opportunity for homeowners to tap into money that is otherwise just sitting there,” says Realtor.com Chief Economist Danielle Hale . Plus, with an HEA, “You’re going to pay a lower rate than you would on a credit card.”

What to watch out for with an HEA

But a home equity agreement does have some catches.

If you’re thinking about an HEA, you should know that it’s not yet available in every state . It’s typically serviced by private investment companies—Unlock, Point, and Unison are some of the major lenders.

Additionally, there’s typically a 3% to 5% fee upfront, and you must pay an appraisal fee as well. And you’ll need to decide if having money now is worth the heavy hit you’ll take when the home is sold.

At the time of the HEA, you and your lender will decide on the percentage of future appreciation the lender will take upon sale, which could be up to 40%.

The HEA also often comes with limitations around how and to whom you can sell your home, and what types of renovations you can make—including stipulations that you live at the home during the entirety of the loan period.

And if you thought you could get around paying the loan back by simply not selling your home, you’ll still be on the hook for the amount you borrowed at the end of the term of your loan. Depending on your lender, that period could be between 10 and 30 years.

“They’re like reverse mortgages for people that aren’t old, because you don’t have payments on them,” says Mark McDonough  of Assume Loans, based in Brookline, MA.

The HEA doesn’t affect your credit-to-debt ratio, either. But you also can’t borrow as much on it as you might with a HELOC or home equity loan. Both allow you to borrow up to 80% of your home’s value. With the HEA, that number is closer to 30%.

Because of the way it’s structured, “It’s only going to hurt you if you win” in fetching a competitive price for your home, says McDonough.

For example, let’s say the appraised value of your home is $300,000 and you’d like an HEA for $50,000. The HEA investment company might agree to that in exchange for 20% of your home’s appreciation with a 10-year agreement period. If you sell the home for $400,000, that means you’ll owe the investment company $50,000 plus $20,000 (20% of the $100,000 appreciation).

Make sure to fully understand the terms of your agreement before you sign, and consider whether you’re really ready to give up current and future equity in your home for more money now.

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Best Debt Consolidation Loans For Bad Credit Of August 2024

Updated: Aug 1, 2024, 1:11pm

A debt consolidation loan can be a smart way to streamline your monthly debt obligations and get out of debt faster. However, if you have bad credit, qualifying for a debt consolidation loan with an attractive interest rate could be a challenge.

If you have bad credit and high-interest debts you want to pay off, it’s worth considering your options. Bad credit consolidation loans might work well for certain debts, especially those with sky high interest rates like payday loans or title loans. Find our list of the best options below.

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Best Debt Consolidation Loans for Bad Credit of 2024

Universal credit, lendingclub, summary: best debt consolidation loans for bad credit of august 2024, tips for comparing bad credit debt consolidation loans, the complete guide to bad credit debt consolidation loans, what is a debt consolidation loan, how does debt consolidation work, pros and cons of debt consolidation, where to get a debt consolidation loan with bad credit, how to qualify for a debt consolidation loan with bad credit, how to get a debt consolidation loan with bad credit, 3 alternatives to debt consolidation loans for bad credit, methodology, frequently asked questions (faqs), compare personal loan rates.

• Upgrade – Best Overall Bad Credit Debt Consolidation Loan
• Universal Credit – Best for Comparing Multiple Offers
• Achieve – Best for Paying Off Credit Card Debt
• LendingClub – Best for Peer-To-Peer Lending

BEST OVERALL BAD CREDIT DEBT CONSOLIDATION LOAN

Minimum Credit Score

8.49% to 35.99%

Loan amounts

$1,000 to $50,000

Upgrade was launched in 2017 and provides accessible online and mobile credit and banking services. Since that time, the platform has made more than $3 billion in credit available to over 10 million applicants and continues to expand its online and mobile services. Although maximum APRs are on the high end compared to other online lenders, Upgrade makes loans available to those with poor credit history.

Loans amounts, which range from $1,000 to $50,000. Upgrade has two- to seven-year terms available. Upgrade charges an origination fee between 1.85% and 9.99% of the loan, and borrowers will encounter a $10 fee if their payment is more than 15 days late or if the payment does not go through; there are no discounts for autopay. That said, Upgrade borrowers are not subject to a prepayment penalty, so you can reduce the overall cost of the loan if you’re able to pay it off early.

Beyond offering accessible personal loans, Upgrade streamlines the lending process with a mobile app that lets borrowers view their balance, make payments and update personal information. Upgrade’s Credit Heath tool also makes it easy to track your credit score over the life of your loan.

• Low minimum credit score requirement
• Borrowers can use loans to cover business expenses
• Offers direct lender payoff for debt consolidation loans
• High APR range
• Charges fees for origination, late payment and insufficient funds

Overview: Upgrade was launched in 2017 and provides accessible online and mobile credit and banking services. Since that time, the platform has made more than $3 billion in credit available to over 10 million applicants and continues to expand its online and mobile services.

Upgrade charges an origination fee between 1.85% and 9.99% of the loan, and borrowers will encounter a $10 fee if their payment is more than 15 days late or if the payment does not go through; there are no discounts for autopay. That said, Upgrade borrowers are not subject to a prepayment penalty, so you can reduce the overall cost of the loan if you’re able to pay it off early.

Eligibility: 

• Minimum credit score: 580
• No minimum income requirement
• Allows co-applicants
• Debt consolidation
• Home projects
• Large expenses
• Business expenses

BEST FOR COMPARING MULTIPLE OFFERS

11.69% to 35.99%

Universal Credit is an online lending platform that offers personal loans between $1,000 to $50,000 through its partners. Repayment terms range from three to seven years.

While Universal Credit makes finding a personal loan accessible even to those with damaged credit, it comes with a few tradeoffs. First, it charges high APRs, well above the most competitive rates seen on our list. Second, Universal Credit charges a 5.25% to 9.99% origination fee on all personal loans. Because this is deducted from your loan proceeds, you’ll need to factor this in when determining your loan amount to ensure you receive the necessary amount after the fact.

• Flexible qualification requirements
• Next-day funding
• No prepayment penalty
• All personal loans charge a 5.25% to 9.99% origination fee

Overview: Universal Credit is an online lender powered by Upgrade with loans originated by partners Cross River Bank and Blue Ridge Bank. The lender offers its loans in every state except Iowa, West Virginia and Washington, D.C.

Eligibility:

• Minimum income requirement: Does not disclose
• Doesn’t allow co-signers or co-borrowers
• Large expense
• Home project

Best for Paying Off Credit Card Debt

Minimum credit score

8.99% to 35.99%

$7,500 to $40,000

Achieve is an indirect lending platform that offers personal loans underwritten by Cross River Bank or MetaBank. Founded in 2014, the lender is one of our top picks for debt consolidation loans because of the flexible loan terms (two to five years) and loan amounts ($7,500 to $40,000). These characteristics make it easier to consolidate a large amount of debt while spreading payments out over a lengthy period of time and reducing monthly payments.

Like some of our other top picks, Achieve also offers direct payment to creditors. In fact, borrowers who put 85% of the total loan amount toward debt consolidation via direct payment are more likely to qualify for a loan.

That said, depending on the interest rates on your current debts, the potentially high APR Achieve charges may make it more difficult to save money by consolidating. Likewise, the origination fee from 1.99% to 6.99% of the loan amount can make the loan more expensive. If you’re considering Achieve for debt consolidation, it’s important to do the math before you sign on the dotted line.

• Funds available within 48 hours
• Flexible repayment terms
• Allows co-borrowers
• Application is not entirely online
• Imposes a minimum income requirement
• High minimum loan amount

Overview:  Achieve is an indirect lending platform that offers personal loans underwritten by Cross River Bank or MetaBank. Like some of our other top picks, Achieve also offers direct payment to creditors. In fact, borrowers who put 85% of the total loan amount toward debt consolidation via direct payment are more likely to qualify for a loan.

• Minimum credit score: 620
• Minimum annual income: $21,500
• Allows co-signers and co-applicants

Loan uses: 

• Medical expenses
• Travel costs

Best for Peer-to-peer Lending

9.57% to 35.99%

$1,000 to $40,000

LendingClub is a peer-to-peer—or marketplace—lender founded in 2007. As the largest online lending platform for personal loans, LendingClub has worked with over 3 million customers and funded more than $55 billion in loans. It’s also one of the most geographically widespread options, with lending capabilities in every state except Iowa and the U.S. territories.

While LendingClub imposes high APRs and no autopay discount, applicants can choose to borrow between $1,000 to $40,000. This is a higher maximum loan cap than some other lenders. That said, LendingClub’s loan terms are limited to two to five years, which is less flexible than other lenders on our list. Borrowers also are charged an origination fee between 2% and 6% of the total loan amount, which is taken from the loan proceeds at funding.

LendingClub also makes debt consolidation easier by offering a balance transfer loan. With this type of loan, LendingClub offers direct payment to third-party lenders, including over 1,700 creditors. Not only does the platform take care of payments for you, you can choose exactly how much of your new loan amount you want LendingClub to pay toward each creditor.

• Will directly pay off third-party creditors as part of balance transfer loan
• Co-applicants permitted
• Available to borrowers with fair to excellent credit
• Origination and late fees
• Limited loan term availability

Overview: LendingClub is a peer-to-peer—or marketplace—lender founded in 2007. As the largest online lending platform for personal loans, LendingClub has worked with over 3 million customers and funded more than $55 billion in loans. It’s also one of the most geographically widespread options, with lending capabilities in every state except Iowa and the U.S. territories.

• Minimum credit score: 600
• Minimum credit history: Three years

Via Credible.com’s Website

Via Fiona.com’s Website

Below are three tips that can help you compare bad credit debt consolidation loans and find an offer that may work well for your situation.

• Get multiple quotes. It’s wise to shop around and compare offers from multiple lenders any time you’re searching for financing. Doing so could save you hundreds (maybe even thousands) of dollars on a debt consolidation loan. If you can find lenders that offer personal loan pre-qualification , you won’t risk any potential credit score damage from rate shopping.
• Don’t skip over the fine print. Getting a lower interest rate can be one of your biggest challenges if you’re shopping for a personal loan with bad credit. But many people overlook the fact that loan origination fees can also make borrowing money more expensive. Be sure to review the fine print for any additional fees or costs associated with a potential loan so you can determine whether consolidating your debt with a particular lender makes sense.
• Do the math. If you can qualify for a debt consolidation loan with a lower interest rate than you’re paying on your existing debts, it could make sense to move forward. But it’s important to verify the savings potential before you make anything official. A personal loan calculator  can help you compare how much you’re paying on your current debts to the potential costs of a new loan—both on a monthly basis and in terms of overall interest and fees.
• Where to Get a Debt Consolidation Loan with Bad Credit?
• How to Qualify for a Debt Consolidation Loan with Bad Credit?
• How to Get a Debt Consolidation Loan With Bad Credit

A debt consolidation loan is a type of personal loan that can combine several existing debts in a single account. Once consolidated, you’ll have a single monthly payment to a new lender rather than multiple loan and credit card payments as before.

Debt consolidation might also save you money and could be good for your credit score in some situations. With credit card debt, in particular, using an installment loan to pay off revolving balances could lower your credit utilization rate and might improve your credit score as a bonus.

When you take out a debt consolidation loan, you use the new loan to pay off one or more of your existing loans or credit cards. You then only have one payment to manage.

If you can’t make all of your debt payments, a debt consolidation loan can help you get a lower interest rate, making it easier to repay your balance. Along with a potentially lower interest rate, you can also choose a shorter term length, which will help you pay off your debt sooner. Alternatively, you may choose to take out a longer term loan. This makes each monthly payment smaller, but it can increase the total interest you pay over the life of the loan.

When choosing which route to go, it’s always recommended to select terms that you can afford monthly.

Debt consolidation loans aren’t for everyone. Before accepting this financing, consider the pros and cons of debt consolidation :

Pros Of Debt Consolidation

• Simplify your debt. Rather than managing multiple debts, you’ll consolidate your payments into one monthly payment .
• Increase your credit score. Paying off credit card debt with an installment loan can help you increase your credit score, especially if you can avoid racking up a new balance on your credit card.
• Pay off debt sooner.  If you get a lower rate and/or a shorter term length, you can pay off your debt ahead of schedule.
• Shrink your debt payments.  A lower rate and/or a longer term length can help you shrink your monthly payments to a manageable level.

Cons Of Debt Consolidation

• Can reinforce bad habits.  Once you pay off your credit cards, your full credit limit is available to spend again. Some people can’t resist the temptation to keep spending, and in this case, you can end up with twice the amount of debt you had before.
• Lower rates aren’t guaranteed. Interest rates are typically determined by what the lender currently offers and your creditworthiness, so it’s not guaranteed that you’ll get a lower rate on your new loan.
• Can interfere with financing large purchases. Taking on any new debt right before you apply for a big loan, like for a house or a car, can be a red flag to lenders and make it more difficult to get approved for other credit.

Lenders use credit scores to predict risk. Unfortunately, traditional lenders like banks may not be comfortable issuing you a loan to consolidate your debt when you have bad credit. There are, however, some lenders that might work with you even if you have damaged credit.

Related: Debt Consolidation Loan vs. Balance Transfer Credit Card

1. Online Lenders

Online lenders may offer debt consolidation loans with more lenient credit score requirements. However, debt consolidation loans for bad credit tend to feature higher interest rates and sometimes fees to offset the added risk. If the interest rate you qualify for isn’t low enough, debt consolidation might not save you money.

2. Credit Unions

Credit unions are another resource to consider if you want to consolidate debt with a bad credit score. Compared with traditional banks, credit unions are often more willing to approve borrowers with less-than-perfect credit; however, they require membership. Nonetheless, you may have to shop around to find a local credit union or an online credit union that is willing to work with your situation.

Consolidating higher-interest debt at a lower rate can be an effective way to pay off your debt faster and save money on interest. However, finding a personal loan with a lower rate than your current loan can be difficult.

If you’re looking to consolidate credit card debt, you may be able to find a lower APR than what you’re currently paying on your credit card. As of February 2024, the average credit card interest rate was 21.59% APR, according to the Federal Reserve. This rate is similar to what lenders offer personal loan applicants with bad credit.

As you prepare your application, there are ways to improve your chances of qualifying for an affordable debt consolidation loan:

• Check your budget. Develop a comprehensive budget to determine the maximum monthly payment amount you can afford.
• Review your credit report. Review your credit report and contact the credit bureaus if there are any errors. Correcting those mistakes can improve your credit.
• Research different lenders. Research your options and find different lender recommendations for bad credit. Pre-qualifying for a loan can show you the rates and terms you may qualify for without impacting your credit score, and a debt consolidation loan calculator can help you compare costs.

Whether you have bad credit or good credit, the basic loan shopping process is similar to get a consolidation loan .

• Start with a credit review . A lender will most likely review one of your credit reports and credit scores when you apply for a debt consolidation loan. So, you should check your credit from all three credit bureaus—Equifax, Experian and TransUnion—to ensure you meet the credit score requirements for a personal loan .
• Search for lenders that are a good fit . Let’s say your FICO credit score is 580. In this scenario, a lender that requires a credit score of 660 won’t work for you. But a lender with a minimum credit score requirement of 560 could make it onto your list of borrowing possibilities.
• Compare loan options . Some lenders allow you to pre-qualify and discover the personal loan interest rate they might offer you with a soft credit inquiry. Once you find loan options that might work for you, you can compare loans and narrow them down to the best deal.
• Submit an application . The final step to getting a debt consolidation loan is to fill out a lender’s official loan application. Provide the lender with any documents or information it requests right away to avoid potential problems.

A debt consolidation loan for bad credit may not be the best choice for everyone. If your credit prevents you from qualifying for a lower interest rate than you’re paying now, you may want to consider the following alternatives to debt consolidation.

1. Improve Your Credit First

Good credit comes with many perks, including the ability to qualify for better financing. If you’re not in a position to lock in an attractive interest rate on a debt consolidation loan right now, working to improve your credit might give you more options in the future.

When creating your credit improvement plan, remember: You may want to adjust your approach depending on whether you’re building credit from scratch or working to rebuild damaged credit. Either process can take time, but the payoff from earning better credit can make your hard work worthwhile in the long run.

2. Use a Debt Payoff Strategy

If you have some wiggle room in your monthly budget, a debt payoff strategy might work well for you. Do-it-yourself strategies like the debt snowball or debt avalanche method cause you to restructure the way you pay down your debt each month. In the end, each approach has the potential to save you time and money in the debt elimination process.

3. Get Professional Help

Credit card debt and other high-interest debt can sometimes get out of hand. If you’re struggling to keep up with even the minimum payments on your monthly credit obligations, it might be time to talk to a financial professional about your situation.

A nonprofit credit counseling company may have solutions that could help you, including a debt management plan. In extreme cases, you may even want to seek advice from a bankruptcy attorney regarding plans that can provide you with protection from your creditors.

Find the Best Balance Transfer Credit Cards Of 2024

We reviewed 15 popular lenders based on 11 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process. We chose the best lenders based on the weighting assigned to each category:

• Loan cost: 30%
• Eligibility and accessibility: 25%
• Loan details: 20%
• Direct payment to creditors: 15%
• Customer experience: 10%

Within each category, we also considered several characteristics, including available loan amounts, repayment terms, APR ranges and applicable fees. We also looked at minimum credit score requirements, whether each lender accepts co-signers or joint applications and the geographic availability of the lender. Finally, we evaluated the availability of each provider’s customer support team.

Where appropriate, we awarded partial points depending on how well a lender met each criterion.

To learn more about how Forbes Advisor rates lenders, and our editorial process, check out our Loans Rating & Review Methodology .

Personal Finance Writer Lindsay VanSomeren contributed to this article.

What credit score is needed for a debt consolidation loan?

Every lender sets its own guidelines when it comes to minimum credit score requirements for debt consolidation loans. However, it’s likely lenders will require a minimum score between 580 and 680.

Credit score requirements can vary widely from one lender to the next. Therefore, it’s wise to find out each lender’s criteria before you apply for financing.

Does a debt consolidation loan hurt your credit?

Consolidating your debt has the potential to impact your credit score in positive and negative ways. Applying for a loan and adding a new tradeline to your credit report are both actions with the potential to damage your credit score.

On the other hand, debt consolidation should help you pay down your debt faster, reducing the number of accounts with balances on your credit report. This could give your credit score a boost.

How do I get out of debt with no money and bad credit?

Getting out of debt when you have limited resources and bad credit can be difficult. If you want to manage the process on your own, your best bet is to try to find ways to cut your expenses, increase your income or both.

However, if you’re in a financial position that feels hopeless or overwhelming, it might be time to consider more extreme measures. Credit counseling or even bankruptcy can provide alternative debt solutions that could deal with an unmanageable financial situation.

Is a debt consolidation loan a good idea?

If you find the right loan with favorable terms, debt consolidation can improve your finances. For example, if your new loan has a lower interest rate than your current loans and/or credit cards, you can reduce the overall cost of your debt. However, if your new loan has terms you can’t afford, such as larger monthly payments, it may not be the best choice for you.

How long does it take to get approved for a consolidation loan?

Approval for a debt consolidation loan is similar in duration to any other personal loan. Some lenders—especially online lenders—offer same-day funding, but it can still take a couple of days for your bank to process the deposit. However, most lenders take a few days to a week to make a loan decision, plus a few extra days to disburse your funds if you’re approved.

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Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, and the intersection of credit and financing. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).

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Interest rates are falling. What are the pros and cons of refinancing your home?

Homeowners eyeing falling interest rates are now trying to refinance in droves, hoping to swap out mortgages for lower monthly payments.

Refinancing applications jumped almost 60% percent this week from last year as the average 30-year mortgage rate dipped to its lowest spot in more than a year.

The interest rate drop could also give home sales a boost .

The average 30-year mortgage rate fell to 6.47% this week, down from 6.73% last week, according to Freddie Mac.

That compares with about 7% a year ago and about 7.5% last fall.

Refinancing applications climbed 16% across the country in the past week, according to the Mortgage Bankers Association.

Mortgage rates have been ticking down for the past few weeks due to slower inflation, which could lead to the Federal Reserve lowering interest rates.

Real estate and housing: Who is liable after a mortgage foreclosure that was assumed by a buyer?

“If the recent drop in longer-term rates is sustained, then we expect to see another uptick in refinance applications and subsequent refinance mortgage volumes this week,” said Doug Duncan, senior vice president and chief economist at Fannie Mae.

But don’t expect a refinancing boom. More than 85% of U.S. homeowners with mortgages have interest rates below 6%, according to Realtor.com.

Is it a good idea to refinance a mortgage?

Financial experts say homeowners should wait until mortgage rates are at least 1% below their current rate to see a benefit.

For example, a borrower who has a $400,000 mortgage with a 7.5% home loan rate is currently paying about $2,800 a month. With the current rate of about 6.5%, the payment would be around $2,525.

What could be pitfalls in refinancing?

There are also costs involved – usually a few thousand dollars – in refinancing that need to be considered in the overall cost savings.

Also, consider how long you will keep the home. Will it be long enough to offset the refinancing costs?

As with any loan, watch for hidden costs, such as prepayment fees.

What is the forecast for mortgage interest rates?

Rates are expected to dip more this year, possibly falling to 6%, economists say.

So if refinancing a mortgage isn’t a good deal now, it could be later.

Reach the reporter at   [email protected]  or 602-444-8040. Follow her on X:   @CatherineReagor .

OpenAI's Sora is coming. Early testers reveal the pros and cons of the text-to-video generator.

• OpenAI teased its text-to-video generator Sora in February.
• Sam Altman's company has yet to announce a release date, but it is expected later this year.
• Early testers spoke to Business Insider about Sora's potential — and limitations.

OpenAI set tongues wagging when it teased its text-to-video generator Sora back in February.

The company shared striking videos generated by Sora, which takes its name from the Japanese word for "sky."

OpenAI has not yet announced an official release date for Sora's public launch, but its rollout is widely anticipated and expected to come within the next few months.

OpenAI gave access to several visual artists, designers, and filmmakers to get feedback on how to advance the model in a way that would be most helpful for creative professionals.

Four of the artists and early testers of Sora spoke to Business Insider about their experiences using the model and some of the tool's positive aspects, as well as its drawbacks.

Charlotte Triebus, a performance artist and choreographer, has been testing out Sora for about four months.

She prompted Sora to generate a video of human drooling but said that Sora refused.

Triebus finds that it can generate people of diverse genders. However, it still has issues with physics, which she finds interesting artistically because it gives her a new way of thinking about the human body.

The German artist uses Sora to create ideas or sketch visions that she can then use in her choreography with dancers. The video she generated with Sora, which OpenAI shared on YouTube, depicts a human body with extra limbs.

Triebus said Sora would display a diverse group of people when she first entered a prompt, but then it would turn them into other ethnicities or mostly white people after she entered other prompts.

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This topic was raised when Triebus delivered feedback to OpenAI, and she was told the company was working to resolve the issue.

Overall, the artist is very excited about Sora's possibilities: "Artistically, it is something that can really assist us in visualizing things and exploring things."

OpenAI says on its blog that it's working with "red teamers" to test Sora in areas including bias, hateful content and misinformation. It is also developing tools to detect if a video was generated by Sora.

It's helpful for exploring ideas

Architect Tim Fu has used AI to experiment with architectural design for about three years and said it has automated the processes involved.

A few years ago, Fu started using models such as Midjourney, which he said has helped create an entirely different mode of practice. AI has turned the artist into more of an art curator, as tools like Sora can help visualize ideas that can be tweaked until the desired outcome is reached.

"The idea is to get an experiential perspective of what is a new way of architecture, and how AI can help us design and create a new world, and how we get new experiences," Fu said.

Limitations

In Fu's view, using Sora in architectural design has its limitations.

"It's regurgitating its database, and you can tell that some of it is dated, especially in urban design," he said.

Fu's studio wants to simulate what urban design will look like in 100 years or so.

"But as you type something futuristic, you either get a sci-fi database or a super CGI-looking database, which obviously is the type of stuff that exists in the database, probably from sci-fi films or CGI renders, or it becomes ultra-realistic camera angles and resembles films of the past," he said.

"There's no sweet spot in between, and there are definite limitations to what's in the database and what we want to create."

OpenAI told BI that a diffusion model like Sora was not designed to regurgitate videos. Instead, it learns concepts and then creates original videos based on its understanding of the physical world.

Fu thinks OpenAI should release Sora soon as "it's no longer that special, with competitors catching up."

Rivals Luma AI and Runway have already released their models, which allow users to upload their own visual materials as prompts.

He said Sora's capabilities in generating urban architecture were "kind of disappointing," and finds Runway better because of its image-to-video feature.

Democratize storytelling

Manuel Sainsily, a TED speaker, artist, and extended reality (XR) instructor at McGill University, and William Selviz, an immersive and virtual production director and designer, collaborated on a project called Protopica to explore how Sora could leverage stories from around the world.

Sainsily, from Guadeloupe, and Selviz, who is Venezuelan and grew up in Kuwait, created a short film to do just that.

In their view, Sora is helpful in telling stories they want to share that are hard to picture or even film because of accessibility.

"The goal for us was really to tell stories that resonate with our cultures and that can put a little bit of a pin on the map for all those stories that don't have a chance to be told without those tools," Sainsily said.

Watch: Accenture CMO Jill Kramer talks about how generative AI will enhance, not diminish, the power of marketing: video

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